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Form 5500 · Employee benefit plan · MADISON, WI

MADISON GAS & ELECTRIC COMPANY

The filing calls this plan MADISON GAS & ELECTRIC COMPANY HEALTH BENEFIT PLAN.

MADISON GAS & ELECTRIC COMPANY of MADISON, WI files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is M3 INSURANCE SOLUTIONS INC.. Coverage is written through GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN and 2 other carriers. The plan's most recent policy period ended in June.

Benefits broker of record
Policy year ends
Juneas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 39-0444025 · plan 501 · plan year 2025, filed Apr 13, 2026

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

74 other employer plans in Wisconsin have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Fully insured as reported

The plan's own financial statement reports paying insurance carriers about what the insurance contracts report in premium.

All participants at the start of the year
1,106
Active at start of year
705
Active at end of year
699
Disclosed commissions
$154,997
Typical renewal
July 1

Benefits declared on this filing

Healthinsured — GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN1,329 of 1,106 participants on the largest contract
Dentaldeclared under plan 511
Visioninsured — WYSSTA INSURANCE COMPANY INC338 of 1,106 participants (31%)
Lifedeclared under plan 507
Disabilitydeclared under plan 502

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 3 insured contracts covering health and vision; the largest, with GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN, covers 1,329 people.

Reported premium across the insured contracts is $17,115,776, with $154,997 in disclosed broker commissions — about 0.9% of premium.

The health contract's policy period ended in June, while at least one ancillary line's policy period ended in December. The plan is on a split renewal cycle.

M3 INSURANCE SOLUTIONS INC. is the broker of record on all 3 contracts.

3 carriers appear on the filing, including GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN, DEAN HEALTH PLAN INC and WYSSTA INSURANCE COMPANY INC. GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSINHealth1,329Jul 1, 2025$9,657,175$94,021
DEAN HEALTH PLAN INCHealth1,021Jul 1, 2025$7,403,485$56,451
WYSSTA INSURANCE COMPANY INCVision338Jan 1, 2025$55,116$4,525

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
MADISON GAS & ELECTRIC COMPANY
EIN 39-0444025

The plan administrator is from line 3a of the main form. We publish company names only.

Money the plan held and paid out

Plan assets at year end
$1,758,638
Paid out in benefits
$17,121,545
Paid to insurance carriersSchedule H, line 2e(2)
$17,121,545
Independent accountantEIN 41-0746749
CLIFTONLARSONALLEN LLP
Accountant's opinion (Schedule H, line 3a)
Unmodified

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H

These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.

Other plans filed by this employer

How this plan compares

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Renewal calendar

74 other employer plans in Wisconsin are July 1 renewals (policy year ends June).

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