Form 5500 · Employee benefit plan · MADISON, WI
MADISON GAS & ELECTRIC COMPANY
The filing calls this plan MADISON GAS AND ELECTRIC COMPANY LIFE AND ACCIDENTAL DEATH AND.
MADISON GAS & ELECTRIC COMPANY of MADISON, WI is a 1,111-participant utilities employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is M3 INS SOLUTIONS INC. Coverage is written through PRUDENTIAL INSURANCE COMPANY OF AMERICA and 1 other carrier. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 39-0444025 · plan 507 · plan year 2025, filed Nov 18, 2025
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74 other employer plans in Wisconsin have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
All 2 insured contracts are life coverage, split across PRUDENTIAL INSURANCE COMPANY OF AMERICA and STANDARD INSURANCE COMPANY.
Reported premium across the insured contracts is $2,052,378, with $6,877 in disclosed broker commissions — about 0.3% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
M3 INS SOLUTIONS INC is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Two carriers split the book: PRUDENTIAL INSURANCE COMPANY OF AMERICA and STANDARD INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| STANDARD INSURANCE COMPANY | Life | 707 | Jul 1, 2025 | $465,953 | $6,877 |
| PRUDENTIAL INSURANCE COMPANY OF AMERICA | Life | 378 | Jul 1, 2025 | $1,586,425 | $0 |
Premium and claims on this contract
STANDARD INSURANCE COMPANY, contract 751004. For the contract year on this filing, the carrier reported $465,953 in premium earned and $893,618 in claims incurred. Dividing one by the other gives 192%.
- STANDARD INSURANCE COMPANY, contract 751004 reported $93,538 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
74 other employer plans in Wisconsin are July 1 renewals (policy year ends June).
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