Form 5500 · Employee benefit plan · FREMONT, CA
LAM RESEARCH CORPORATION
The filing calls this plan LAM RESEARCH CORPORATION GROUP WELFARE BENEFIT PLAN.
LAM RESEARCH CORPORATION of FREMONT, CA spreads its employee benefits across 11 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is CUSTOM BENEFIT PROGRAMS INC. Coverage is written through KAISER FOUNDATION HEALTH PLAN, INC. and 10 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 94-2634797 · plan 501 · plan year 2025, filed Jul 24, 2026
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5,257 other employer plans in California have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Dental: the largest of the 2 insured dental contracts, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 81 of 7,496 participants (1.1%) on Schedule A.
Vision: ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY covers 81 of 7,496 participants (1.1%) on Schedule A.
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 16 insured contracts covering health, dental, vision, life and disability; the largest, with KAISER FOUNDATION HEALTH PLAN, INC., covers 2,496 people.
Reported premium across the insured contracts is $42,846,007, with $664,629 in disclosed broker commissions — about 1.6% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
CUSTOM BENEFIT PROGRAMS INC is the broker of record on 5 of the 16 contracts; the rest name a different broker or none.
11 carriers appear on the filing, including KAISER FOUNDATION HEALTH PLAN, INC., KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST, STANDARD INSURANCE COMPANY and CIGNA HEALTH AND LIFE INSURANCE COMPANY. KAISER FOUNDATION HEALTH PLAN, INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 3,872 | Jan 1, 2026 | $1,151,900 | $248,090 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 6,997 | Jan 1, 2026 | $1,469,957 | $239,484 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 5,597 | Jan 1, 2026 | $658,996 | $125,744 |
| ACE AMERICAN INSURANCE COMPANY | — | 8,229 | Jan 1, 2026 | $126,113 | $25,223 |
| ARAG INSURANCE COMPANY | — | 5,428 | Jan 1, 2026 | $663,936 | $19,918 |
| DELAWARE AMERICAN LIFE INSURANCE OF AMERICA | Life | 81 | Jan 1, 2026 | $50,546 | $4,715 |
| ARAG INSURANCE COMPANY | — | 380 | Jan 1, 2026 | $48,488 | $1,455 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 2,496 | Jan 1, 2026 | $15,344,063 | $0 |
| KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | Health | 1,581 | Jan 1, 2026 | $8,319,838 | $0 |
| STANDARD INSURANCE COMPANY | Life | 8,229 | Jan 1, 2026 | $7,778,327 | $0 |
| STANDARD INSURANCE COMPANY | Disability | 8,236 | Jan 1, 2026 | $3,917,330 | $0 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental | 81 | Jan 1, 2026 | $1,570,589 | $0 |
| BLUE CROSS OF CALIFORNIA | Health | 84 | Jan 1, 2026 | $1,527,307 | $0 |
| ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | Dental, Vision | 81 | Jan 1, 2026 | $108,684 | $0 |
| OPTUM HEALTH & TECHNOLOGY US LLC | — | 7,238 | Jan 1, 2026 | $106,243 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 5 | Jan 1, 2026 | $3,690 | $0 |
Premium and claims on these contracts
STANDARD INSURANCE COMPANY, contract 754416. For the contract year on this filing, the carrier reported $7,254,045 in premium earned and $7,273,405 in claims incurred. Dividing one by the other gives 100%.
STANDARD INSURANCE COMPANY, contract 754416. For the contract year on this filing, the carrier reported $3,658,461 in premium earned and $3,413,467 in claims incurred. Dividing one by the other gives 93%.
- STANDARD INSURANCE COMPANY, contract 754416 reported $1,366,892 in retention.
- STANDARD INSURANCE COMPANY, contract 754416 reported $1,130,500 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 7,519 employees, 31 recordable cases, 10 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
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