Form 5500 · Employee benefit plan · DILLON, SC
HERALD OFFICE SUPPLY
The filing calls this plan HERALD OFFICE BENEFITS PLAN.
HERALD OFFICE SUPPLY of DILLON, SC spreads its employee benefits across 5 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is HUB INTERNATIONAL MIDWEST LIMITED. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 57-0768835 · plan 501 · plan year 2025, filed Jul 15, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision and life; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 105 people.
Reported premium across the insured contracts is $522,415, with $51,062 in disclosed broker commissions — about 9.8% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
HUB INTERNATIONAL MIDWEST LIMITED is the broker of record on 2 of the 5 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including CIGNA HEALTH AND LIFE INSURANCE COMPANY, DELTA DENTAL OF MISSOURI, HARTFORD LIFE AND ACCIDENT and CONTINENTAL AMERICAN INSURANCE COMPANY. CIGNA HEALTH AND LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 105 | Jan 1, 2026 | $389,429 | $37,536 |
| DELTA DENTAL OF MISSOURI | Dental | 141 | Jan 1, 2026 | $59,315 | $5,680 |
| HARTFORD LIFE AND ACCIDENT | Life | 225 | Jan 1, 2026 | $40,324 | $4,033 |
| CONTINENTAL AMERICAN INSURANCE COMPANY | — | 68 | Jan 1, 2026 | $21,238 | $2,602 |
| COMMUNITY EYE CARE | Vision | 125 | Jan 1, 2026 | $12,109 | $1,211 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in South Carolina. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
More employer plans in South Carolina — largest plans, brokers, carriers and renewal months.