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Form 5500 · Employee benefit plan · EARTH CITY, MO

HEAT AND FROST INSULATORS ST. LOUIS WELFARE FUND TRUSTEES

Public Form 5500 records show how HEAT AND FROST INSULATORS ST. LOUIS WELFARE FUND TRUSTEES (EARTH CITY, MO) structures its employee benefits. Its broker of record is DIGITAL INSURANCE LLC. Coverage is written through HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Plan renews
December

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 43-6158894 · plan 501 · as of Jul 2026

Participants
742
Carriers on file
4
Disclosed commissions
$9,321
Renewal month
December

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsCommission
HARTFORD LIFE AND ACCIDENT INSURANCE COMPANYLife1,283December$9,321
AETNA LIFE INSURANCE CO.Dental1,370December$0
THE NORTH RIVER INSURANCE COMPANYStop-lossDecember$0
HUMANA INSURANCE COMPANYHealth274December$0

Questions

Who is HEAT AND FROST INSULATORS ST. LOUIS WELFARE FUND TRUSTEES's benefits broker?

Per its most recent Form 5500 Schedule A, HEAT AND FROST INSULATORS ST. LOUIS WELFARE FUND TRUSTEES's broker of record is DIGITAL INSURANCE LLC.

What insurance carrier does HEAT AND FROST INSULATORS ST. LOUIS WELFARE FUND TRUSTEES use?

HEAT AND FROST INSULATORS ST. LOUIS WELFARE FUND TRUSTEES's benefit plan is written through HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY, among 4 disclosed carriers.

When does HEAT AND FROST INSULATORS ST. LOUIS WELFARE FUND TRUSTEES's group plan renew?

The most recent Schedule A policy period for HEAT AND FROST INSULATORS ST. LOUIS WELFARE FUND TRUSTEES ended in December. Group plans typically renew on the same annual cycle.

Where does this data come from?

All figures are drawn from HEAT AND FROST INSULATORS ST. LOUIS WELFARE FUND TRUSTEES's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.