Insurance carrier
HUMANA INSURANCE COMPANY
HUMANA INSURANCE COMPANY appears on 1,007 employer benefit contracts in public Form 5500 Schedule A filings.
1,007 employer contracts on file name HUMANA INSURANCE COMPANY as the insurance carrier. The full book with premiums and commissions is on the subscriber view of this page, or through the Form5500Lookup connector for ChatGPT and Claude.
Book profile
HUMANA INSURANCE COMPANY writes 1,007 insured contracts for 909 employers, across 43 states, led by FL, CA, TX.
Vision is the largest line (576 contracts), followed by dental (504), health (305), life (171).
GALLAGHER BENEFIT SERVICES, INC. is the broker of record on the most contracts (41, about 4%); MARSH & MCLENNAN AGENCY LLC, USI INSURANCE SERVICES LLC, DIGITAL INSURANCE INC. follow.
Renewals concentrate on January 1: 57% of the dated welfare contracts have policy years ending in December, so most of the book comes up for review at once.
Offices that file under one name are added up on one row. The name links to the office with the most contracts on this carrier.
- GALLAGHER BENEFIT SERVICES, INC.19 offices on this carrier41
- MARSH & MCLENNAN AGENCY LLC11 offices on this carrier36
- USI INSURANCE SERVICES LLC13 offices on this carrier32
- DIGITAL INSURANCE INC.20
- DIGITAL INSURANCE INC-GA15
- RSC INSURANCE BROKERAGE, INC.3 offices on this carrier14
Counted by each employer's own state. Largest first.
Contracts by line.
vision 576 · dental 504 · health 305 · life 171 · disability 28 · stop-loss 1
Welfare contracts, counted by their typical renewal date (the 1st after the policy year ends). Annuity and GIC funding contracts have no renewal.
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Employers with plans through HUMANA INSURANCE COMPANY
| Employer | Location | Broker | Renews |
|---|---|---|---|
| HUMANA INC. | LOUISVILLE, KY | — | Jan 1FY2024 |
| INCLUSA, INC. | STEVENS POINT, WI | — | Jan 1FY2023 |
| ALCOA USA CORP. | PITTSBURGH, PA | — | Jan 1FY2025 |
| INTERNATIONAL MOTORS, LLC | LISLE, IL | — | Jan 1FY2024 |
| EXELON CORPORATION | CHICAGO, IL | — | Jan 1FY2024 |
more employers with plans through HUMANA INSURANCE COMPANY
See the full employer base with brokers, renewal dates, and commissions — plus filters and export.
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule A · each row is that employer’s most recent filing, largest premium first (plan years 2023–2025 on this page)
Legal name and group as filed with CMS
Commission as a share of premium, by state
The share is the agents' fees and commissions this carrier reported to CMS, divided by the medical premium it earned in that state and market. It counts medical business only, so a carrier's dental, vision, life and disability commissions are not in it, and a carrier that insures no medical business reports no share at all.
The states where this carrier earned the most premium, largest first. The other 22 are in the list below.
A negative share means the carrier reported less than zero in fees and commissions for that state and market. That happens when it took back more from earlier years than it paid out in this one.
| State | Market | Commission, share of premium | Premium earned |
|---|---|---|---|
| Texas | small-group | 3.1% | $19,579,384 |
| Texas | large-group | 3.0% | $8,077,843 |
| Tennessee | large-group | 2.0% | $7,522,526 |
| Illinois | small-group | 2.2% | $6,327,289 |
| Georgia | small-group | 0.3% | $5,374,636 |
| Tennessee | small-group | 1.3% | $5,063,969 |
| Kansas | small-group | 1.7% | $3,700,445 |
| Georgia | large-group | 0.7% | $3,678,342 |
| Kansas | large-group | 2.0% | $3,448,519 |
| Indiana | small-group | 2.5% | $3,253,344 |
| Missouri | large-group | 2.9% | $2,818,303 |
| Ohio | large-group | 0.2% | $2,743,352 |
| Missouri | small-group | 1.9% | $2,619,534 |
| Wisconsin | large-group | 1.1% | $2,362,378 |
| Ohio | small-group | 0.3% | $1,588,940 |
| Wisconsin | small-group | 1.2% | $1,426,899 |
| Indiana | large-group | 3.3% | $1,349,661 |
| Arizona | small-group | 1.2% | $1,213,333 |
| Illinois | large-group | 1.8% | $974,701 |
| Mississippi | small-group | 1.0% | $792,944 |
| Mississippi | individual | 0.0% | $765,738 |
| Colorado | small-group | 0.8% | $668,847 |
| Michigan | small-group | 0.9% | $498,627 |
| Arizona | large-group | 2.6% | $385,959 |
| Colorado | large-group | 1.9% | $210,619 |
| Michigan | large-group | 0.8% | $157,592 |
| Mississippi | large-group | 2.5% | $138,857 |
| Nevada | large-group | -0.6% | $95,349 |
| Tennessee | individual | 0.0% | $5,317 |
| Minnesota | individual | 0.0% | $0 |
All 30 states and markets
Every state and market this carrier reported for 2024, largest premium first.
Source: CMS Medical Loss Ratio public use file, 2024. This is the carrier's own report to CMS, not a Form 5500 filing.
This report covers major medical insurance, in all three markets: individual, small group and large group. A company that only administers self-funded plans files none of it, and neither does one that writes only dental, vision, life or disability coverage, so nothing appears here for them.
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