Form 5500 · Employee benefit plan · BROCKTON, MA
HEALTH IMPERATIVES, INC.
The filing calls this plan HEALTH IMPERATIVES, INC. HEALTH AND WELFARE BENEFIT PLAN.
HEALTH IMPERATIVES, INC. of BROCKTON, MA insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is BALDWIN KRYSTYN SHERMAN PARTNERS. Coverage is written through ALTUS DENTAL INSURANCE COMPANY, INC. and 3 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 04-2609177 · plan 503 · plan year 2025, filed May 7, 2026
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with ALTUS DENTAL INSURANCE COMPANY, INC., covers 186 people.
Reported premium across the insured contracts is $142,405, with $10,325 in disclosed broker commissions — about 7.3% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
BALDWIN KRYSTYN SHERMAN PARTNERS is the broker of record on 3 of the 4 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including ALTUS DENTAL INSURANCE COMPANY, INC., UNITED OF OMAHA LIFE INSURANCE COMPANY, ALLONE HEALTH WELL, LLC and HEALTH PLANS, INC. (HPI). ALTUS DENTAL INSURANCE COMPANY, INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| ALTUS DENTAL INSURANCE COMPANY, INC. | Dental, Vision | 186 | Jul 1, 2025 | $93,396 | $5,595 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life, Disability | 136 | Jul 1, 2025 | $40,787 | $4,671 |
| HEALTH PLANS, INC. (HPI) | Health | 80 | Jul 1, 2025 | $546 | $59 |
| ALLONE HEALTH WELL, LLC | — | 170 | Jul 1, 2025 | $7,676 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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