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Form 5500 · Employee benefit plan · MIAMI, FL

GEORGE WILLIAMSON CADILLAC COMPANY

The filing calls this plan GEORGE WILLIAMSON CADILLAC COMPANY EMPLOYEE BENEFIT PLAN.

Public Form 5500 records show how GEORGE WILLIAMSON CADILLAC COMPANY of MIAMI, FL, a retail employer, structures its employee benefits. Its broker of record is ALLSTATE BENEFITS. Coverage is written through AETNA LIFE INSURANCE COMPANY and 5 other carriers. The plan's most recent policy period ended in March.

Benefits broker of record
Policy year ends
Marchas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 59-1195335 · plan 501 · plan year 2025, filed Dec 23, 2025

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How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

All participants at the start of the year
177
Active at start of year
177
Active at end of year
178
Disclosed commissions
$47,961
Typical renewal
April 1

Benefits declared on this filing

Healthinsured — AETNA LIFE INSURANCE COMPANY225 of 177 participants on the largest contract
Dentalinsured — AETNA LIFE INSURANCE COMPANY225 of 177 participants
Visioninsured — AETNA LIFE INSURANCE COMPANY225 of 177 participants
Lifeinsured — UNUM LIFE INSURANCE COMPANY OF AMERICA179 of 177 participants on the largest contract
Disabilityinsured — UNUM LIFE INSURANCE COMPANY OF AMERICA179 of 177 participants on the largest contract

Also declared: other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 14 insured contracts covering health, dental, vision, life and disability; the largest, with AETNA LIFE INSURANCE COMPANY, covers 225 people.

Reported premium across the insured contracts is $1,459,620, with $47,961 in disclosed broker commissions — about 3.3% of premium.

The most recent policy period ended in March, and the plan year ends March 31. Group contracts typically renew on that annual cycle.

ALLSTATE BENEFITS is the broker of record on 1 of the 14 contracts; the rest name a different broker or none.

6 carriers appear on the filing, including AETNA LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, AFLAC and FIDELITY SECURITY LIFE INSURANCE COMPANY. AETNA LIFE INSURANCE COMPANY writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
FIDELITY SECURITY LIFE INSURANCE COMPANYHealth74Apr 1, 2025$48,922$10,674
UNUM LIFE INSURANCE COMPANY OF AMERICALife, Disability179Apr 1, 2025$62,937$10,245
AETNA LIFE INSURANCE COMPANYHealth, Dental, Vision225Apr 1, 2025$1,223,214$8,262
AFLACHealth, Disability50Apr 1, 2025$51,925$5,404
AMERICAN HERITAGE LIFE INSURANCE COMPANYDisability21Apr 1, 2025$17,709$3,905
AMERICAN HERITAGE LIFE INSURANCE COMPANY—57Apr 1, 2025$14,728$2,606
AMERICAN HERITAGE LIFE INSURANCE COMPANYLife13Apr 1, 2025$8,981$2,565
UNUM LIFE INSURANCE COMPANY OF AMERICALife11Apr 1, 2025$10,821$1,770
AMERICAN HERITAGE LIFE INSURANCE COMPANYDisability6Apr 1, 2025$8,835$1,424
AMERICAN HERITAGE LIFE INSURANCE COMPANY—21Apr 1, 2025$4,018$705
AMERICAN HERITAGE LIFE INSURANCE COMPANY—8Apr 1, 2025$2,363$146
AMERICAN HERITAGE LIFE INSURANCE COMPANY—3Apr 1, 2025$484$118
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANYLife8Apr 1, 2025$3,736$91
AMERICAN HERITAGE LIFE INSURANCE COMPANYLife3Apr 1, 2025$947$46

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Reported to OSHA

Reported to OSHA for 2025: 166 employees, 9 recordable cases, 88 days away from work.

EmployeesThe company's own average for the year
166
Hours worked
343,394
Recordable cases
9
Days away from work
88

Source: OSHA Injury Tracking Application establishment data, 2025.

Other plans filed by this employer

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