Form 5500 · Employee benefit plan · FAIRFAX, VA
FUTURE TECHNOLOGIES, INC.
The filing calls this plan FUTURE TECHNOLOGIES EMPLOYEE BENEFITS PLAN.
FUTURE TECHNOLOGIES, INC. of FAIRFAX, VA is a 231-participant information and media employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is LOCKTON COMPANIES, LLC. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 4 other carriers. The plan's most recent policy period ended in March.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 54-1646962 · plan 501 · plan year 2025, filed Oct 30, 2025
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 199 people.
Reported premium across the insured contracts is $2,173,525, with $48,566 in disclosed broker commissions — about 2.2% of premium.
The most recent policy period ended in March, and the plan year ends March 31. Group contracts typically renew on that annual cycle.
LOCKTON COMPANIES, LLC is the broker of record on 4 of the 5 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including CIGNA HEALTH AND LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA and UNUM INSURANCE COMPANY. CIGNA HEALTH AND LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 256 | Apr 1, 2025 | $200,284 | $27,720 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental | 192 | Apr 1, 2025 | $150,351 | $11,813 |
| UNUM INSURANCE COMPANY | — | 101 | Apr 1, 2025 | $57,380 | $7,873 |
| VISION SERVICE PLAN | Vision | 170 | Apr 1, 2025 | $19,741 | $1,160 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 199 | Apr 1, 2025 | $1,745,769 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 282 employees, 0 recordable cases, 0 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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