Form 5500 · Employee benefit plan · MITCHEL FIELD, NY
FREQUENCY ELECTRONICS, INC.
The filing calls this plan FREQUENCY ELECTRONICS, INC. OMNIBUS WELFARE BENEFIT PLAN.
FREQUENCY ELECTRONICS, INC. of MITCHEL FIELD, NY insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is PILOT BENEFITS GROUP LLC. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 11-1986657 · plan 501 · plan year 2025, filed Jun 23, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 218 people.
Reported premium across the insured contracts is $4,441,483, with $16,234 in disclosed broker commissions — about 0.4% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
PILOT BENEFITS GROUP LLC is the broker of record on 2 of the 5 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including CIGNA HEALTH AND LIFE INSURANCE COMPANY, AETNA LIFE INSURANCE COMPANY, STANDARD LIFE INS CO OF NY and THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA. CIGNA HEALTH AND LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY | Dental | 346 | Jan 1, 2026 | $160,522 | $6,509 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Disability | 102 | Jan 1, 2026 | $63,335 | $5,513 |
| STANDARD LIFE INS CO OF NY | Life | 227 | Jan 1, 2026 | $121,447 | $4,212 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 218 | Jan 1, 2026 | $4,081,183 | $0 |
| ANTHEM BLUE CROSS | Vision | 242 | Jan 1, 2026 | $14,996 | $0 |
Premium and claims on this contract
STANDARD LIFE INS CO OF NY, contract 445110. For the contract year on this filing, the carrier reported $121,447 in premium earned and $107,779 in claims incurred. Dividing one by the other gives 89%.
- STANDARD LIFE INS CO OF NY, contract 445110 reported $31,494 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 160 employees, 1 recordable cases, 32 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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