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Form 5500 · Employee benefit plan · UNIONDALE, NY

FLUSHING BANK

The filing calls this plan FLUSHING BANK EMPLOYEE BENEFITS PLAN.

FLUSHING BANK of UNIONDALE, NY files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is IIG. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 17 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2024

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 41-2231564 · plan 503 · plan year 2024, filed Oct 6, 2025

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

3,536 other employer plans in New York have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

All participants at the start of the year
592
Active at start of year
540
Active at end of year
553
Disclosed commissions
$1,876,865
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — UNITEDHEALTHCARE INSURANCE COMPANY667 of 592 participants on the largest contract
Dentalinsured — UNITEDHEALTHCARE INSURANCE COMPANY667 of 592 participants on the largest contract
Visioninsured — UNITEDHEALTHCARE INSURANCE COMPANY667 of 592 participants on the largest contract
Lifeinsured — STANDARD INSURANCE COMPANY575 of 592 participants (97%) on the largest contract
Disabilityinsured — STANDARD INSURANCE COMPANY575 of 592 participants (97%) on the largest contract

Also declared: other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 31 insured contracts covering health, dental, vision, life and disability; the largest, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 667 people.

Reported premium across the insured contracts is $9,306,188, with $1,876,865 in disclosed broker commissions — about 20% of premium.

The health contract's policy period ended in December, while at least one ancillary line's policy period ended in March. The plan is on a split renewal cycle.

IIG is the broker of record on 19 of the 31 contracts; the rest name a different broker or none.

18 carriers appear on the filing, including UNITEDHEALTHCARE INSURANCE COMPANY, STANDARD INSURANCE COMPANY, COMPANION LIFE INSURANCE COMPANY and ANTHEM BLUE CROSS. UNITEDHEALTHCARE INSURANCE COMPANY writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
NATIONWIDE LIFE INSURANCE COMPANYLife113Jan 1, 2025—$650,976
UNITEDHEALTHCARE INSURANCE COMPANYHealth, Dental, Vision667Jan 1, 2025$8,133,315$525,894
METROPOLITAN LIFE INSURANCE COMPANYLife63Jan 1, 2025—$364,516
NORTHWESTERN MUTUALLife43Jan 1, 2025—$39,736
NEW YORK LIFE INSURANCE AND ANNUITY CORPORATIONLife25Jan 1, 2025—$28,115
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANYLife61Jan 1, 2025—$27,816
UNITEDHEALTHCARE INSURANCE COMPANYHealth, Dental, Vision341Jan 1, 2025$481,051$23,623
MIDLAND NATIONAL LIFE INSURANCE COMPANYLife26Jan 1, 2025—$22,651
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANYLife64Jan 1, 2025—$21,777
EMPOWER (GREAT-WEST) - PROTECTIVELife21Jan 1, 2025—$21,367
SECURIAN LIFE INSURANCE COMPANYLife32Jan 1, 2025—$21,278
UNITEDHEALTHCARE INSURANCE COMPANY—153Jan 1, 2025$79,677$14,745
MIDLAND NATIONAL LIFE INSURANCE COMPANYLife43Jan 1, 2025—$14,692
STANDARD INSURANCE COMPANYLife, Disability575Jan 1, 2025$243,178$14,359
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANYLife22Jan 1, 2025—$13,354
THE SAVINGS BANK MUTUAL LIFE INSURANCE COMPANY OF MASSACHUSETTSLife20Jan 1, 2025—$13,290
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANYLife12Jan 1, 2025—$9,304
NEW YORK LIFE INSURANCE AND ANNUITY CORPORATIONLife22Jan 1, 2025—$8,806
COMPANION LIFE INSURANCE COMPANYLife113Jan 1, 2025$84,365$8,437
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANYLife7Jan 1, 2025—$7,800
NEW YORK LIFE INSURANCE AND ANNUITY CORPORATIONLife6Jan 1, 2025—$6,667
EMPOWER (GREAT-WEST NY) - PROTECTIVELife22Jan 1, 2025—$6,134
ANTHEM BLUE CROSSLife, Disability568Apr 1, 2024$81,995$5,356
NEW YORK LIFE INSURANCE AND ANNUITY CORPORATIONLife7Jan 1, 2025—$4,381
NEW YORK LIFE INSURANCE AND ANNUITY CORPORATIONLife21Jan 1, 2025—$1,318
MUTUAL OF OMAHA INSURANCE COMPANY—113Jan 1, 2025$4,728$473
UNITEDHEALTHCARE INSURANCE COMPANY—24Jan 1, 2025$91,710$0
SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC.Health13Jan 1, 2025$71,903$0
UNITEDHEALTHCARE INSURANCE COMPANYHealth24Jan 1, 2025$34,266$0
SECURITY LIFE OF DENVERLife13Jan 1, 2025—$0
TRANSAMERICA LIFE INSURANCE COMPANYLife13Jan 1, 2025—$0

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
FLUSHING BANK
EIN 41-2231564

The plan administrator is from line 3a of the main form. We publish company names only.

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