Form 5500 · Employee benefit plan · MADISON, WI
FLAD AFFILIATED CORP.
The filing calls this plan FLAD AFFILIATED GROUP HEALTH ASSOCIATION.
FLAD AFFILIATED CORP. of MADISON, WI is a 1,443-participant professional services employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is GALLAGHER BENEFIT SERVICES, INC.. Coverage is written through QUARTZ HEALTH BENEFIT PLANS CORPORATION and 4 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 39-1522163 · plan 505 · plan year 2025, filed Dec 29, 2025
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
74 other employer plans in Wisconsin have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, life and disability; the largest, with QUARTZ HEALTH BENEFIT PLANS CORPORATION, covers 797 people.
The filing declares health, life, disability, dental and vision. Dental and vision appear with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium across the insured contracts is $8,640,467, with $162,794 in disclosed broker commissions — about 1.9% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
GALLAGHER BENEFIT SERVICES, INC. is the broker of record on 3 of the 5 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| SUN LIFE ASSURANCE COMPANY OF CANADA | Life, Disability | 1,453 | Jul 1, 2025 | $897,183 | $91,889 |
| QUARTZ HEALTH BENEFIT PLANS CORPORATION | Health | 797 | Jul 1, 2025 | $5,657,265 | $37,271 |
| DEAN HEALTH PLAN INC | Health | 217 | Jul 1, 2025 | $1,241,311 | $21,288 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 71 | Jul 1, 2025 | $829,548 | $11,588 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 1 | Feb 15, 2025 | $15,160 | $758 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
How this plan compares
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Renewal calendar
74 other employer plans in Wisconsin are July 1 renewals (policy year ends June).
Their policy years end in June, like this plan’s, so most renew July 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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