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Form 5500 · Employee benefit plan · SAN JOSE, CA

FIT ELECTRONICS, INC.

The filing calls this plan FIT ELECTRONICS HEALTH AND WELFARE PLAN.

FIT ELECTRONICS, INC. of SAN JOSE, CA is a 1,809-participant manufacturing employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is GALLAGHER BENEFIT SERVICES, INC.. Coverage is written through BLUE CROSS OF CALIFORNIA and 3 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Insurance carrier
Policy year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 46-4369207 · plan 501 · plan year 2025, filed Mar 31, 2026

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

5,257 other employer plans in California have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

All participants at the start of the year
1,809
Active at start of year
1,809
Active at end of year
2,158
Disclosed commissions
$1,182,133
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — BLUE CROSS OF CALIFORNIA3,139 of 1,809 participants on the largest contract
Dentalinsured — BLUE CROSS OF CALIFORNIA3,139 of 1,809 participants on the largest contract
Visioninsured — BLUE CROSS OF CALIFORNIA3,139 of 1,809 participants
Lifeinsured — ANTHEM LIFE INSURANCE COMPANY2,158 of 1,809 participants
Disabilityinsured — ANTHEM LIFE INSURANCE COMPANY2,158 of 1,809 participants

Also declared: death benefits, other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS OF CALIFORNIA, covers 3,139 people.

Reported premium across the insured contracts is $26,661,890, with $1,182,133 in disclosed broker commissions — about 4.4% of premium.

The health contract's policy period ended in December, while at least one ancillary line's policy period ended in September. The plan is on a split renewal cycle.

GALLAGHER BENEFIT SERVICES, INC. is the broker of record on all 4 contracts.

4 carriers appear on the filing, including BLUE CROSS OF CALIFORNIA, ANTHEM LIFE INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY and ACE AMERICAN INSURANCE COMPANY. BLUE CROSS OF CALIFORNIA writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
BLUE CROSS OF CALIFORNIAHealth, Dental, Vision3,139Jan 1, 2026$25,120,787$1,025,488
ANTHEM LIFE INSURANCE COMPANYLife, Disability2,158Jan 1, 2026$1,266,465$136,058
CIGNA HEALTH AND LIFE INSURANCE COMPANYHealth, Dental12Jan 1, 2026$271,738$20,587
ACE AMERICAN INSURANCE COMPANY—0Oct 1, 2025$2,900$0

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
FIT ELECTRONICS, INC.
EIN 46-4369207

The plan administrator is from line 3a of the main form. We publish company names only.

Other plans filed by this employer

How this plan compares

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Renewal calendar

5,257 other employer plans in California are January 1 renewals (policy year ends December).

Their policy years end in December, like this plan’s, so most renew January 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.

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