Form 5500 · Employee benefit plan · OAKLAND, CA
FIRST PLACE FOR YOUTH
The filing calls this plan FIRST PLACE FOR YOUTH HEALTH & WELFARE PLAN.
FIRST PLACE FOR YOUTH of OAKLAND, CA insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is NFP CA INSURANCE SERVICES INC. Coverage is written through KAISER NORTHERN CALIFORNIA and 5 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 94-3341034 · plan 501 · plan year 2025, filed Mar 6, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision, life and disability; the largest, with KAISER NORTHERN CALIFORNIA, covers 110 people.
Reported premium across the insured contracts is $1,328,193, with $80,887 in disclosed broker commissions — about 6.1% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
NFP CA INSURANCE SERVICES INC is the broker of record on 5 of the 6 contracts; the rest name a different broker or none.
6 carriers appear on the filing, including KAISER NORTHERN CALIFORNIA, KAISER SOUTHERN CALIFORNIA, UNITEDHEALTHCARE INSURANCE COMPANY and PRINCIPAL LIFE INSURANCE COMPANY. KAISER NORTHERN CALIFORNIA writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| KAISER NORTHERN CALIFORNIA | Health | 110 | Jul 1, 2025 | $732,806 | $39,032 |
| PRINCIPAL LIFE INSURANCE COMPANY | Health, Dental, Vision, Life, Disability | 185 | Jul 1, 2025 | $142,927 | $17,228 |
| KAISER SOUTHERN CALIFORNIA | Health | 32 | Jul 1, 2025 | $261,045 | $14,235 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 9 | Jul 1, 2025 | $182,983 | $9,149 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 0 | Jul 1, 2025 | $7,541 | $1,243 |
| HEALTH ADVOCATE SOLUTIONS, INC. | Health | 0 | Sep 1, 2024 | $891 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Other plans filed by this employer
How this plan compares
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