Form 5500 · Employee benefit plan · AUBURN HILLS, MI
FCA US LLC
The filing calls this plan FCA US LLC HEALTH CARE BENEFITS PLAN FOR REPRESENTED EMPLOYEES.
FCA US LLC of AUBURN HILLS, MI spreads its employee benefits across 10 insurance carriers, according to its Form 5500 Schedule A. Coverage is written through DELTA DENTAL and 9 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 27-0187394 · plan 580 · plan year 2025, filed Jun 30, 2026
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How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 4 insured health contracts, with KAISER SOUTHERN CALIFORNIA, covers 110 of 37,435 participants (0.3%) on Schedule A.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 10 insured contracts covering health, dental and vision; the largest, with DELTA DENTAL, covers 84,339 people.
Reported premium is $39,366,853; the filing discloses no broker commission on these contracts.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
No broker of record is named on the Schedule A. The contracts may be written directly with the carrier, or the broker fields were left blank on the filing.
10 carriers appear on the filing, including DELTA DENTAL, VSP, UNITED CONCORDIA MICHIGAN and KAISER SOUTHERN CALIFORNIA. DELTA DENTAL writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| DELTA DENTAL | Dental | 84,339 | Jan 1, 2026 | $35,396,195 | $0 |
| VSP | Vision | 91,236 | Jan 1, 2026 | $1,219,127 | $0 |
| UNITED CONCORDIA MICHIGAN | Dental | 3,707 | Jan 1, 2026 | $1,082,504 | $0 |
| KAISER SOUTHERN CALIFORNIA | Health | 110 | Jan 1, 2026 | $916,462 | $0 |
| KAISER COLORADO | Health | 42 | Jan 1, 2026 | $424,342 | $0 |
| KAISER OREGON | Health | 16 | Jan 1, 2026 | $142,628 | $0 |
| AETNA DENTAL | Dental | 346 | Jan 1, 2026 | $114,132 | $0 |
| DELTA PREFERRED NATIONAL | Dental | 94 | Jan 1, 2026 | $46,222 | $0 |
| UNITED CONCORDIA TOLEDO | Dental | 61 | Jan 1, 2026 | $15,366 | $0 |
| KAISER GEORGIA | Health | 1 | Jan 1, 2026 | $9,875 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 49,519 employees, 454 recordable cases, 2,832 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
3 establishments filed under this EIN are left out of these figures: the hours and employees they reported could not both be right.
Other plans filed by this employer
How this plan compares
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