Form 5500 · Employee benefit plan · GREENBELT, MD
ERT, INC.
ERT, INC. of GREENBELT, MD spreads its employee benefits across 5 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is CBIZ BENEFITS AND INSURANCE SVCS.. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 52-1849801 · plan 502 · as of Aug 2026
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES, covers 827 people.
Reported premium across the insured contracts is $2,356,881, with $242,243 in disclosed broker commissions — about 10% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
CBIZ BENEFITS AND INSURANCE SVCS. is the broker of record on 4 of the 5 contracts; the rest name a different broker or none.
5 carriers appear on the filing — CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES, UNUM LIFE INSURANCE COMPANY OF AMERICA, CIGNA HEALTH AND LIFE INSURANCE COMPANY and EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INS. CO. among them — with CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | Health, Dental | 827 | December | $1,706,252 | $150,504 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 532 | December | $488,893 | $73,334 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | 530 | December | $94,178 | $14,127 |
| EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INS. CO. | Vision | 777 | December | $42,624 | $4,278 |
| HAWAII MEDICAL SERVICE ASSOCIATION | Health, Dental, Vision | 2 | December | $24,934 | $0 |
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