Form 5500 · Employee benefit plan · BISMARCK, ND
ENABLE INC.
The filing calls this plan ENABLE INC. GROUP BENEFIT PLAN.
ENABLE INC. of BISMARCK, ND files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is CBIZ BENEFITS & INSURANCE SERVICES. Coverage is written through SANFORD HEALTH PLAN and 2 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 45-0369586 · plan 501 · plan year 2025, filed Jan 30, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision and life; the largest, with SANFORD HEALTH PLAN, covers 167 people.
Reported premium across the insured contracts is $1,258,428, with $24,080 in disclosed broker commissions — about 1.9% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
CBIZ BENEFITS & INSURANCE SERVICES is the broker of record on 2 of the 4 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including SANFORD HEALTH PLAN, BLUE CROSS BLUE SHIELD OF NORTH DAKOTA and UNUM LIFE INSURANCE COMPANY OF AMERICA. SANFORD HEALTH PLAN writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| SANFORD HEALTH PLAN | Health | 167 | Jul 1, 2025 | $1,156,522 | $23,130 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 110 | Jul 1, 2025 | $10,426 | $950 |
| BLUE CROSS BLUE SHIELD OF NORTH DAKOTA | Dental | 164 | Jul 1, 2025 | $73,739 | $0 |
| BLUE CROSS BLUE SHIELD OF NORTH DAKOTA | Vision | 152 | Jul 1, 2025 | $17,741 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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