Form 5500 · Employee benefit plan · EDINA, MN
EMPLOYER SOLUTIONS GROUP, LLC
The filing calls this plan ESSENTIAL STAFFCARE GROUP LIMITED BENEFIT PLAN.
Public Form 5500 records show how EMPLOYER SOLUTIONS GROUP, LLC of EDINA, MN, a administrative and support services employer, structures its employee benefits. Its broker of record is INSURANCE APPLICATIONS GROUP. Coverage is written through BCS INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in July.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-2301006 · plan 510 · plan year 2024, filed Jan 20, 2025
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23 other employer plans in Minnesota have policy years ending in July. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Self-funded as reported
The filing names a third-party administrator on Schedule A and reports no medical premium.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, dental, vision, life and disability; the largest, with BCS INSURANCE COMPANY, covers 571 people.
Reported premium across the insured contracts is $847,324, with $114,185 in disclosed broker commissions — about 13% of premium.
The most recent policy period ended in July, and the plan year ends July 27. Group contracts typically renew on that annual cycle.
INSURANCE APPLICATIONS GROUP is the broker of record on all 3 contracts.
3 carriers appear on the filing, including BCS INSURANCE COMPANY, 4 EVER LIFE INSURANCE COMPANY and COMPANION LIFE INSURANCE COMPANY. BCS INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BCS INSURANCE COMPANY | Health, Dental | 571 | Jul 28, 2024 | $738,508 | $89,157 |
| 4 EVER LIFE INSURANCE COMPANY | Life, Disability | 349 | Jul 28, 2024 | $63,659 | $14,642 |
| COMPANION LIFE INSURANCE COMPANY | Vision | 471 | Jul 28, 2024 | $45,157 | $10,386 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
23 other employer plans in Minnesota are August 1 renewals (policy year ends July).
Their policy years end in July, like this plan’s, so most renew August 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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