Form 5500 · Employee benefit plan · CLEARWATER, FL
EMPATH HEALTH
EMPATH HEALTH's employee benefit plan is documented in its annual Form 5500 filing with the Department of Labor. Its broker of record is EXPLAIN MY BENEFITS, LLC. Coverage is written through GUARDIAN LIFE INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 26-3605761 · plan 501 · as of Aug 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| GUARDIAN LIFE INSURANCE COMPANY | Dental, Vision, Life, Disability | 2,146 | December | $3,854,411 | $443,124 |
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | Life | 139 | December | $148,073 | $63,123 |
| U.S. LEGAL SERVICES, INC. | — | 419 | December | $83,028 | $15,918 |
Questions
Who is EMPATH HEALTH's benefits broker?
Per its most recent Form 5500 Schedule A, EMPATH HEALTH's broker of record is EXPLAIN MY BENEFITS, LLC.
What insurance carrier does EMPATH HEALTH use?
EMPATH HEALTH's benefit plan is written through GUARDIAN LIFE INSURANCE COMPANY, among 3 disclosed carriers.
When does EMPATH HEALTH's group plan renew?
The most recent Schedule A policy period for EMPATH HEALTH ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from EMPATH HEALTH's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.