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Form 5500 · Employee benefit plan · NEW YORK, NY

EMARKETER, INC. HEALTH AND WELFARE PLAN

EMARKETER, INC. HEALTH AND WELFARE PLAN of NEW YORK, NY insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is HUB INTERNATIONAL MIDWEST LIMITED. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 13-3962720 · plan 501 · plan year 2025, filed Jul 9, 2026

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How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

All participants at the start of the year
221
Active at start of year
221
Active at end of year
210
Disclosed commissions
$24,100
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — CIGNA HEALTH AND LIFE INSURANCE COMPANY275 of 221 participants
Dentalinsured — CIGNA HEALTH AND LIFE INSURANCE COMPANY275 of 221 participants
Visioninsured — CIGNA HEALTH AND LIFE INSURANCE COMPANY275 of 221 participants
Lifeinsured — COMPANION LIFE INSURANCE COMPANY63 of 221 participants (29%) on the largest contract
Disabilityinsured — MUTUAL OF OMAHA215 of 221 participants (97%) on the largest contract

Also declared: death benefits, other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 9 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 275 people.

Reported premium across the insured contracts is $4,313,588, with $24,100 in disclosed broker commissions — about 0.6% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

HUB INTERNATIONAL MIDWEST LIMITED is the broker of record on all 9 contracts.

3 carriers appear on the filing, including CIGNA HEALTH AND LIFE INSURANCE COMPANY, MUTUAL OF OMAHA and COMPANION LIFE INSURANCE COMPANY. CIGNA HEALTH AND LIFE INSURANCE COMPANY writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
CIGNA HEALTH AND LIFE INSURANCE COMPANYHealth, Dental, Vision275Jan 1, 2026$4,188,167$14,338
MUTUAL OF OMAHADisability215Jan 1, 2026$44,169$3,708
MUTUAL OF OMAHADisability212Jan 1, 2026$38,935$3,447
CIGNA HEALTH AND LIFE INSURANCE COMPANY—75Jan 1, 2026$9,461$1,066
CIGNA HEALTH AND LIFE INSURANCE COMPANY—97Jan 1, 2026$11,834$672
COMPANION LIFE INSURANCE COMPANYLife212Jan 1, 2026$5,115$512
MUTUAL OF OMAHA—60Jan 1, 2026$2,286$229
MUTUAL OF OMAHALife212Jan 1, 2026$1,279$128
COMPANION LIFE INSURANCE COMPANYLife63Jan 1, 2026$12,342$0

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
EMARKETER, INC. HEALTH AND WELFARE PLAN
EIN 13-3962720

The plan administrator is from line 3a of the main form. We publish company names only.

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