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Form 5500 · Employee benefit plan · NEW ORLEANS, LA

DAYBROOK FISHERIES, INC.

The filing calls this plan DAYBROOK FISHERIES, INC. EMPLOYEE BENEFIT PLAN.

DAYBROOK FISHERIES, INC. of NEW ORLEANS, LA insures health, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is HM BENEFITS LLC. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in April.

Benefits broker of record
Policy year ends
Aprilas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 72-0695828 · plan 501 · plan year 2025, filed Oct 29, 2025

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

42 other employer plans in Louisiana have policy years ending in April. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

All participants at the start of the year
345
Active at start of year
345
Active at end of year
304
Disclosed commissions
$60,282
Typical renewal
May 1

Benefits declared on this filing

Healthinsured — UNITEDHEALTHCARE INSURANCE COMPANY304 of 345 participants (88%) on the largest contract
Dentalnot declared on this filing
Visionnot declared on this filing
Lifeinsured — EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA105 of 345 participants (30%)
Disabilityinsured — EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA105 of 345 participants (30%)

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 2 insured contracts covering health, life and disability; the largest, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 304 people.

Reported premium across the insured contracts is $1,212,432, with $60,282 in disclosed broker commissions — about 5% of premium.

The most recent policy period ended in April, and the plan year ends April 30. Group contracts typically renew on that annual cycle.

HM BENEFITS LLC is the broker of record on all 2 contracts.

Two carriers split the book: UNITEDHEALTHCARE INSURANCE COMPANY and EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
UNITEDHEALTHCARE INSURANCE COMPANYHealth304May 1, 2025$1,049,761$44,768
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICAHealth, Life, Disability105May 1, 2025$162,671$15,514

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
DAYBROOK FISHERIES, INC.
EIN 72-0695828

The plan administrator is from line 3a of the main form. We publish company names only.

Reported to OSHA

Reported to OSHA for 2025: 113 employees, 0 recordable cases, 0 days away from work.

EmployeesThe company's own average for the year
113
Hours worked
240,032
Recordable cases
0
Days away from work
0

Source: OSHA Injury Tracking Application establishment data, 2025.

Other plans filed by this employer

How this plan compares

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Renewal calendar

42 other employer plans in Louisiana are May 1 renewals (policy year ends April).

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