Form 5500 · Employee benefit plan · NEW YORK, NY
DAN KLORES COMMUNICATIONS, LLC
The filing calls this plan DAN KLORES COMMUNICATIONS, LLC HEALTH AND WELFARE BENEFIT PLAN.
Public Form 5500 records show how DAN KLORES COMMUNICATIONS, LLC of NEW YORK, NY, a professional services employer, structures its employee benefits. Its broker of record is RSC INSURANCE BROKERAGE INC. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in February.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 61-1568930 · plan 501 · plan year 2026, filed Sep 1, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 339 people.
Reported premium across the insured contracts is $3,358,093, with $149,816 in disclosed broker commissions — about 4.5% of premium.
The most recent policy period ended in February, and the plan year ends February 28. Group contracts typically renew on that annual cycle.
RSC INSURANCE BROKERAGE INC is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including UNITEDHEALTHCARE INSURANCE COMPANY, LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK, SUN LIFE AND HEALTH INSURANCE COMPANY and PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD. UNITEDHEALTHCARE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITEDHEALTHCARE INSURANCE COMPANY | Health, Dental, Vision | 339 | Mar 1, 2026 | $3,250,617 | $138,571 |
| LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | Life, Disability | 189 | Mar 1, 2026 | $90,752 | $8,675 |
| SUN LIFE AND HEALTH INSURANCE COMPANY | Life | 44 | Mar 1, 2026 | $14,849 | $2,227 |
| PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | — | 10 | Mar 1, 2026 | $1,875 | $343 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
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