Form 5500 · Employee benefit plan · TEMPE, AZ
CRANIAL TECHNOLOGIES, INC
The filing calls this plan CRANIAL TECHNOLOGIES INC. BENEFIT PLAN.
CRANIAL TECHNOLOGIES, INC of TEMPE, AZ files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is LOVITT AND TOUCHE, INC.. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 86-0736917 · plan 501 · plan year 2025, filed Jun 2, 2026
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859 other employer plans in Arizona have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 1,790 people.
Reported premium across the insured contracts is $5,253,690, with $115,186 in disclosed broker commissions — about 2.2% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
LOVITT AND TOUCHE, INC. is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including UNITEDHEALTHCARE INSURANCE COMPANY, DELTA DENTAL OF ARIZONA, AMERICAN HERITAGE LIFE INSURANCE COMPANY and EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO.. UNITEDHEALTHCARE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITEDHEALTHCARE INSURANCE COMPANY | Health, Life, Disability | 1,790 | Jan 1, 2026 | $4,734,612 | $67,841 |
| DELTA DENTAL OF ARIZONA | Dental | 838 | Jan 1, 2026 | $390,454 | $31,030 |
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | 242 | Jan 1, 2026 | $63,518 | $13,022 |
| LEGALPLANS, USA | — | 82 | Jan 1, 2026 | $16,737 | $2,511 |
| EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | Vision | 756 | Jan 1, 2026 | $48,369 | $782 |
Premium and claims on this contract
DELTA DENTAL OF ARIZONA, contract 4772. For the contract year on this filing, the carrier reported $390,189 in premium earned and $247,369 in claims incurred. Dividing one by the other gives 63%.
- DELTA DENTAL OF ARIZONA, contract 4772 reported $103,596 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 79 employees, 1 recordable cases, 0 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
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