Form 5500 · Employee benefit plan · IMMOKALEE, FL
COLLIER HEALTH SERVICES, INC.
The filing calls this plan COLLIER HEALTH SERVICES, INC. EMPLOYEE WELFARE BENEFIT PLAN.
COLLIER HEALTH SERVICES, INC. of IMMOKALEE, FL spreads its employee benefits across 6 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is BROWN & BROWN OF FLORIDA, INC.. Coverage is written through FLORIDA BLUE and 5 other carriers. The plan's most recent policy period ended in April.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 59-1741277 · plan 510 · plan year 2025, filed Dec 4, 2025
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151 other employer plans in Florida have policy years ending in April. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 9 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with FLORIDA BLUE, covers 296 people.
The filing lists a stop-loss contract. On its own that does not settle whether the plan pays its own claims.
Reported premium across the insured contracts is $4,482,984, with $65,371 in disclosed broker commissions — about 1.5% of premium.
The most recent policy period ended in April, and the plan year ends April 30. Group contracts typically renew on that annual cycle.
BROWN & BROWN OF FLORIDA, INC. is the broker of record on 1 of the 9 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental | 310 | May 1, 2025 | $77,847 | $20,980 |
| FLORIDA BLUE | Stop-loss | 297 | May 1, 2025 | $413,175 | $20,659 |
| NORTHWESTERN MUTUAL | Disability | 83 | May 1, 2025 | $104,142 | $6,055 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 128 | May 1, 2025 | $49,181 | $4,918 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 424 | May 1, 2025 | $46,411 | $4,641 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Disability | 66 | May 1, 2025 | $43,464 | $4,346 |
| VISION SERVICE PLAN | Vision | 235 | May 1, 2025 | $48,014 | $3,772 |
| FLORIDA BLUE | Health | 296 | May 1, 2025 | $3,695,710 | $0 |
| EMPLOYEE NETWORK, INC. | — | 350 | May 1, 2025 | $5,040 | $0 |
Premium and claims on this contract
NORTHWESTERN MUTUAL, contract 663538. For the contract year on this filing, the carrier reported $104,142 in premium earned and $-1,683 in claims incurred. Dividing one by the other gives -2%.
- NORTHWESTERN MUTUAL, contract 663538 reported $105,825 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Other plans filed by this employer
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