Form 5500 · Employee benefit plan · NEW YORK, NY
COLLEGE BOARD
The filing calls this plan COLLEGE ENTRANCE AND EXAMINATION BOARD HEALTH AND WELFARE BENEFIT PLAN.
Public Form 5500 records show how COLLEGE BOARD of NEW YORK, NY, a education employer, structures its employee benefits. Its broker of record is HUB INTERNATIONAL MIDWEST LIMITED. Coverage is written through ANTHEM INSURANCE COMPANIES, INC. and 12 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 13-1623965 · plan 501 · plan year 2025, filed Sep 23, 2026
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3,536 other employer plans in New York have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 6 insured health contracts, with KAISER FOUNDATION HEALTH PLAN, INC., covers 8 of 2,000 participants (0.4%) on Schedule A.
Dental: the largest of the 7 insured dental contracts, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 17 of 2,000 participants (0.9%) on Schedule A.
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 19 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with ANTHEM INSURANCE COMPANIES, INC., covers 4,134 people.
The medical plan carries stop-loss coverage: the filing reports the plan paying its own health claims, with insured protection against large ones.
Reported premium across the insured contracts is $5,104,723, with $153,540 in disclosed broker commissions — about 3% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
HUB INTERNATIONAL MIDWEST LIMITED is the broker of record on 10 of the 19 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| DELTA DENTAL OF NEW YORK | Dental | 4,370 | Jan 1, 2026 | — | $40,608 |
| FIRST UNUM LIFE INSURANCE COMPANY | Life, Disability | 1,995 | Jan 1, 2026 | $1,061,041 | $40,342 |
| FIRST UNUM LIFE INSURANCE COMPANY | — | 446 | Jan 1, 2026 | $359,563 | $35,956 |
| METROPOLITAN GENERAL INSURANCE COMPANY | — | 506 | Jan 1, 2026 | $120,546 | $12,055 |
| ACE AMERICAN INSURANCE COMPANY | — | 1,963 | Jan 1, 2026 | $63,320 | $9,498 |
| FIRST UNUM LIFE INSURANCE COMPANY | — | 295 | Jan 1, 2026 | $132,237 | $5,322 |
| UNUM INSURANCE COMPANY | — | 43 | Jan 1, 2026 | $51,207 | $3,510 |
| UNUM INSURANCE COMPANY | — | 0 | Jan 1, 2026 | $37,007 | $2,843 |
| UNUM INSURANCE COMPANY | — | 11 | Jan 1, 2026 | $14,003 | $1,600 |
| DELTA DENTAL OF PUERTO RICO, INC. | Dental | 49 | Jan 1, 2026 | $13,406 | $938 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental | 17 | Jan 1, 2026 | $14,477 | $434 |
| CIGNA DENTAL HEALTH OF VIRGINIA, INC. | Health, Dental | 6 | Jan 1, 2026 | $8,686 | $261 |
| CIGNA DENTAL HEALTH OF FLORIDA, INC. | Health, Dental | 2 | Jan 1, 2026 | $2,895 | $87 |
| CIGNA DENTAL HEALTH OF MARYLAND, INC. | Health, Dental | 1 | Jan 1, 2026 | $1,448 | $43 |
| CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | Health, Dental | 1 | Jan 1, 2026 | $1,448 | $43 |
| ANTHEM INSURANCE COMPANIES, INC. | Vision, Stop-loss | 4,134 | Jan 1, 2026 | $3,105,304 | $0 |
| FIRST UNUM LIFE INSURANCE COMPANY | Disability | 148 | Jan 1, 2026 | $87,178 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 8 | Jan 1, 2026 | $30,957 | $0 |
| ACE AMERICAN INSURANCE COMPANY | — | 162 | Jan 1, 2026 | — | $0 |
Premium and claims on this contract
DELTA DENTAL OF PUERTO RICO, INC., contract 2074. For the contract year on this filing, the carrier reported $13,406 in premium earned and $9,710 in claims incurred. Dividing one by the other gives 72%.
- DELTA DENTAL OF PUERTO RICO, INC., contract 2074 reported $0 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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