Form 5500 · Employee benefit plan · SPRINGFIELD, MA
CENTER FOR HUMAN DEVELOPMENT, INC.
The filing calls this plan CENTER FOR HUMAN DEVELOPMENT, INC. GROUP INSURANCE PLAN.
CENTER FOR HUMAN DEVELOPMENT, INC. of SPRINGFIELD, MA is a 1,518-participant health care and social assistance employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is HUB INTERNATIONAL NE LIMITED. Coverage is written through STANDARD INSURANCE COMPANY. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 04-2503926 · plan 501 · plan year 2025, filed May 21, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
1,456 other employer plans in Massachusetts have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering life and disability; the largest, with STANDARD INSURANCE COMPANY, covers 1,537 people.
Reported premium across the insured contracts is $892,876, with $44,813 in disclosed broker commissions — about 5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
HUB INTERNATIONAL NE LIMITED is the broker of record on all 3 contracts.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| STANDARD INSURANCE COMPANY | Disability | 1,480 | Jan 1, 2026 | $299,376 | $15,934 |
| STANDARD INSURANCE COMPANY | Disability | 1,480 | Jan 1, 2026 | $266,287 | $14,652 |
| STANDARD INSURANCE COMPANY | Life | 1,537 | Jan 1, 2026 | $327,213 | $14,227 |
Premium and claims on these contracts
STANDARD INSURANCE COMPANY, contract 760835. For the contract year on this filing, the carrier reported $299,376 in premium earned and $306,655 in claims incurred. Dividing one by the other gives 102%.
STANDARD INSURANCE COMPANY, contract 760835. For the contract year on this filing, the carrier reported $266,287 in premium earned and $24,944 in claims incurred. Dividing one by the other gives 9%.
STANDARD INSURANCE COMPANY, contract 760835. For the contract year on this filing, the carrier reported $327,213 in premium earned and $63,062 in claims incurred. Dividing one by the other gives 19%.
- STANDARD INSURANCE COMPANY, contract 760835 reported $97,090 in retention.
- STANDARD INSURANCE COMPANY, contract 760835 reported $188,556 in retention.
- STANDARD INSURANCE COMPANY, contract 760835 reported $201,518 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in Massachusetts. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
Renewal calendar
1,456 other employer plans in Massachusetts are January 1 renewals (policy year ends December).
Their policy years end in December, like this plan’s, so most renew January 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
Claude & ChatGPT
Look up records from Claude or ChatGPT
Add Form5500Lookup to Claude or ChatGPT and ask about any employer, broker or carrier in plain English. Lookups are free. Renewal lists, full books of business and exports are included with a subscription.
Building a list or a tool from these records? Match a list you already have from $29 per 1,000 records, or license the whole dataset as a weekly file for $499 a month. See both
More employer plans in Massachusetts — largest plans, brokers, carriers and renewal months.