Form 5500 · Employee benefit plan · GASTONIA, NC
CAROLINA THERAPEUTIC SERVICES INC
The filing calls this plan CAROLINA THERAPEUTIC SERVICES INC HEALTH & WELFARE PLAN.
Public Form 5500 records show how CAROLINA THERAPEUTIC SERVICES INC of GASTONIA, NC, a health care and social assistance employer, structures its employee benefits. Its broker of record is GEOFFREY RICKS. Coverage is written through BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA and 1 other carrier. The plan's most recent policy period ended in February.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 77-0689201 · plan 501 · plan year 2026, filed Aug 12, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
One contract on this filing does not say which benefits it covers, so a line above may be insured by it.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
All 2 insured contracts are health coverage, split across BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA and EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA.
The filing declares health, dental, vision, life and disability. Dental, vision, life and disability appear with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on the contract here that does not say what it covers.
Reported premium across the insured contracts is $1,289,868, with $83,966 in disclosed broker commissions — about 6.5% of premium.
The most recent policy period ended in February, and the plan year ends February 28. Group contracts typically renew on that annual cycle.
GEOFFREY RICKS is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | Health | 122 | Mar 1, 2026 | $1,289,868 | $62,863 |
| EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | — | 158 | Mar 1, 2026 | — | $21,103 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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