Form 5500 · Employee benefit plan · MCLEAN, VA
CAPITAL ONE FINANCIAL CORPORATION
CAPITAL ONE FINANCIAL CORPORATION of MCLEAN, VA spreads its employee benefits across 8 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is MERCER HEALTH & BENEFITS ADMIN LLC. Coverage is written through SELECTHEALTH and 7 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 54-1719854 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 15 insured contracts covering health, dental, vision, life and disability; the largest, with SELECTHEALTH, covers 2,479 people.
Reported premium across the insured contracts is $52,317,904, with $174,821 in disclosed broker commissions — about 0.3% of premium.
The health contract's policy period ended in December, while at least one ancillary line renews in May — the plan is on a split renewal cycle.
MERCER HEALTH & BENEFITS ADMIN LLC is the broker of record on 4 of the 15 contracts; the rest name a different broker or none.
8 carriers appear on the filing — SELECTHEALTH, METROPOLITAN LIFE INSURANCE COMPANY, HARTFORD LIFE AND ACCIDENT and VISION SERVICE PLAN among them — with SELECTHEALTH writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 10,895 | December | $966,717 | $48,060 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 5,066 | May | $562,073 | $42,226 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 6,582 | December | $695,595 | $34,789 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 19,561 | May | $209,996 | $29,107 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 12,486 | December | $404,896 | $20,243 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 22 | December | $7,223 | $396 |
| VISION SERVICE PLAN | Vision | 13,103 | December | $3,477,878 | $0 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 19,086 | May | — | $0 |
| UNITED BEHAVIORAL HEALTH DBA OPTUM | — | 18,805 | December | $573,257 | $0 |
| HARTFORD LIFE AND ACCIDENT | Life, Disability | 19,326 | December | $9,659,082 | $0 |
| SELECTHEALTH | Health | 2,479 | December | $19,930,658 | $0 |
| METLIFE LEGAL PLANS | — | 3,322 | December | $721,184 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 5 | December | $13,833 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Dental | 33,566 | December | $15,032,772 | $0 |
| HAWAII MEDICAL SERVICE ASSOCIATION | Health | 6 | December | $62,740 | $0 |
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