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Form 5500 · Employee benefit plan · ROCKVILLE, MD

CAELUM RESEARCH CORPORATION

The filing calls this plan CAELUM RESEARCH CORPORATION LIFE INSURANCE PLAN.

CAELUM RESEARCH CORPORATION of ROCKVILLE, MD files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is THE MELTZER GROUP, INC.. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY. The plan's most recent policy period ended in August.

Benefits broker of record
Policy year ends
Augustas filed for plan year 2023

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 52-1512616 · plan 503 · plan year 2023, filed Jul 12, 2024

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

65 other employer plans in Maryland have policy years ending in August. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

All participants at the start of the year
329
Active at start of year
329
Active at end of year
0
Disclosed commissions
$16,142
Typical renewal
September 1

Benefits declared on this filing

Healthinsured — UNITEDHEALTHCARE INSURANCE COMPANY425 of 329 participants
Dentalinsured — UNITEDHEALTHCARE INSURANCE COMPANY425 of 329 participants
Visioninsured — UNITEDHEALTHCARE INSURANCE COMPANY425 of 329 participants
Lifeinsured — UNITEDHEALTHCARE INSURANCE COMPANY425 of 329 participants
Disabilityinsured — UNITEDHEALTHCARE INSURANCE COMPANY425 of 329 participants

Also declared: death benefits.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 1 insured contract covering health, dental, vision, life and disability; the largest, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 425 people.

Reported premium across the insured contracts is $951,624, with $16,142 in disclosed broker commissions — about 1.7% of premium.

The most recent policy period ended in August, and the plan year ends August 31. Group contracts typically renew on that annual cycle.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
UNITEDHEALTHCARE INSURANCE COMPANYHealth, Dental, Vision, Life, Disability425Sep 1, 2023$951,624$16,142

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
CAELUM RESEARCH CORPORATION
EIN 52-1512616

The plan administrator is from line 3a of the main form. We publish company names only.

Other plans filed by this employer

How this plan compares

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Renewal calendar

65 other employer plans in Maryland are September 1 renewals (policy year ends August).

Their policy years end in August, like this plan’s, so most renew September 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.

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