Form 5500 · Employee benefit plan · HADDAM, CT
BRIAN HOUSE, INC.
The filing calls this plan BRIAN HOUSE, INC. WELFARE BENEFIT PLAN.
Public Form 5500 records show how BRIAN HOUSE, INC. of HADDAM, CT, a health care and social assistance employer, structures its employee benefits. Its broker of record is ROSE & KIERNAN, INC. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 06-1081008 · plan 501 · plan year 2023, filed Jan 17, 2024
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 8 insured contracts covering health, dental, vision, life and disability; the largest, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 49 people.
Reported premium across the insured contracts is $448,029, with $15,744 in disclosed broker commissions — about 3.5% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
ROSE & KIERNAN, INC is the broker of record on 6 of the 8 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including UNITEDHEALTHCARE INSURANCE COMPANY, ANTHEM HEALTH PLANS, INC., RELIANCE STANDARD LIFE INSURANCE COMPANY and METROPOLITAN LIFE INSURANCE COMPANY. UNITEDHEALTHCARE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 49 | Jul 1, 2023 | $417,487 | $13,297 |
| ANTHEM HEALTH PLANS, INC. | Dental, Vision | 88 | Jul 1, 2023 | $19,295 | $1,058 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Disability | 94 | Jul 1, 2023 | $4,061 | $609 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | — | 96 | Jul 1, 2023 | $4,605 | $507 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Life | 96 | Jul 1, 2023 | $1,001 | $110 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | — | 8 | Jul 1, 2023 | $629 | $94 |
| METROPOLITAN LIFE INSURANCE COMPANY | Disability | 24 | Jul 1, 2023 | $892 | $60 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | — | 11 | Jul 1, 2023 | $59 | $9 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in Connecticut. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
More employer plans in Connecticut — largest plans, brokers, carriers and renewal months.