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Form 5500 · Employee benefit plan · ST. PAUL, MN

BREMER FINANCIAL CORPORATION

The filing calls this plan BREMER LONG TERM DISABILITY PLAN.

BREMER FINANCIAL CORPORATION of ST. PAUL, MN is a 1,470-participant finance and insurance employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is GALLAGHER BENEFIT SERVICES, INC.. Coverage is written through UNUM LIFE INSURANCE COMPANY OF AMERICA. The plan's most recent policy period ended in April.

Benefits broker of record
Policy year ends
Aprilas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 41-0715583 · plan 508 · plan year 2025, filed Oct 20, 2025

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

49 other employer plans in Minnesota have policy years ending in April. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Funding not settled by the filing

The filing does not report enough to settle how this plan pays for benefits.

All participants at the start of the year
1,470
Active at start of year
1,461
Active at end of year
0
Disclosed commissions
$13,073
Typical renewal
May 1

Benefits declared on this filing

Healthdeclared under plan 501
Dentaldeclared under plan 501
Visionnot declared on this filing
Lifedeclared under plan 501
Disabilityinsured — UNUM LIFE INSURANCE COMPANY OF AMERICA1,439 of 1,470 participants (98%)

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

The filing discloses a single insured line, disability, through UNUM LIFE INSURANCE COMPANY OF AMERICA, covering 1,439 people.

Reported premium across the insured contracts is $87,156, with $13,073 in disclosed broker commissions — about 15% of premium.

The most recent policy period ended in April, and the plan year ends April 30. Group contracts typically renew on that annual cycle.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
UNUM LIFE INSURANCE COMPANY OF AMERICADisability1,439May 1, 2025$87,156$13,073

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
BREMER BANK NA
EIN 41-0224890

The plan administrator is from line 3a of the main form. We publish company names only.

Other plans filed by this employer

How this plan compares

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Renewal calendar

49 other employer plans in Minnesota are May 1 renewals (policy year ends April).

Their policy years end in April, like this plan’s, so most renew May 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.

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