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Form 5500 · Employee benefit plan · WHITE BEAR LAKE, MN

BOARD OF TRUSTEES OF THE PIPE TRADES SERVICES MN WELFARE FUND

The filing calls this plan PIPE TRADES SERVICES MN WELFARE FUND.

Public Form 5500 records show how BOARD OF TRUSTEES OF THE PIPE TRADES SERVICES MN WELFARE FUND of WHITE BEAR LAKE, MN, a construction employer, structures its employee benefits. Coverage is written through HEALTHPARTNERS, INC.. The plan's most recent policy period ended in April.

Benefits broker of record
Not disclosed
Insurance carrier
Policy year ends
Aprilas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 41-0761972 · plan 501 · plan year 2025, filed Dec 18, 2025

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How this plan is funded

Self-funded as reported

The filing reports benefits paid from the plan's own money, and no medical insurance contract on Schedule A.

A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.

All participants at the start of the year
7,705
Active at start of year
5,569
Active at end of year
5,178
Disclosed commissions
$0
Typical renewal
May 1

Benefits declared on this filing

Healthinsured — HEALTHPARTNERS, INC.17,561 of 7,705 participants
Dentaldeclared, not on Schedule A
Visiondeclared, not on Schedule A
Lifenot declared on this filing
Disabilitydeclared, not on Schedule A

Also declared: death benefits, other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

The filing discloses a single insured line, health, through HEALTHPARTNERS, INC., covering 17,561 people.

The filing declares health, dental, vision and disability. Dental, vision and disability appear with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.

Reported premium is $7,682,805; the filing discloses no broker commission on these contracts.

The most recent policy period ended in April, and the plan year ends April 30. Group contracts typically renew on that annual cycle.

No broker of record is named on the Schedule A. The contracts may be written directly with the carrier, or the broker fields were left blank on the filing.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
HEALTHPARTNERS, INC.Health17,561May 1, 2025$7,682,805$0

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
BOARD OF TRUSTEES OF THE PIPE TRADES SERVICES MN WELFARE FUND
EIN 41-0761972
HEALTHPARTNERS, INC.
Claims processing · Contract administrator · EIN 41-1693838
$4,583,632
paid directly by the plan
PIPE TRADES SERVICES MN, INC.
Plan administrator · EIN 41-0918427
$1,767,095
paid directly by the plan
DELTA DENTAL OF MINNESOTA
Claims processing · Contract administrator · EIN 41-1852523
$283,536
paid directly by the plan
MILLIMAN, INC.
NONE KNOWN · EIN 91-0675641
$231,251
paid directly by the plan
VISION SERVICE PLAN
Claims processing · Contract administrator · EIN 06-1227840
$171,771
paid directly by the plan
TWELE CAPITAL MANAGEMENT, INC.
NONE KNOWN · EIN 36-4546212
$146,387
paid directly by the plan
TAFT STETTINIUS & HOLLISTER LLP
NONE KNOWN · EIN 31-0541755
$141,439
paid directly by the plan
PLANTE & MORAN, PLLC
Accounting and audit · EIN 33-1498605
$114,700
paid directly by the plan
BMI AUDIT SERVICES, LLC
NONE KNOWN · EIN 38-4091484
$72,502
paid directly by the plan
TAFT-HARTLEY HEALTHWORKS, INC.
NONE KNOWN · EIN 46-4002081
$20,000
paid directly by the plan
HONSA-BINDER PRINTING, INC.
NONE KNOWN · EIN 41-1605232
$18,584
paid directly by the plan

The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.

Money the plan held and paid out

Plan assets at year end
$111,703,571
Paid out in benefits
$125,303,234
Paid to insurance carriersSchedule H, line 2e(2)
$7,682,805
Independent accountantEIN 33-1498605
PLANTE & MORAN, PLLC
Accountant's opinion (Schedule H, line 3a)
Unmodified
Audit fee
$114,700

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H

These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.

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