Form 5500 · Employee benefit plan · VIENNA, VA
BIRCH, STEWART, KOLASCH & BIRCH, LLP
The filing calls this plan BIRCH, STEWART, KOLASCH & BIRCH, LLP HEALTH AND WELFARE PLAN.
BIRCH, STEWART, KOLASCH & BIRCH, LLP of VIENNA, VA spreads its employee benefits across 4 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is CORPORATE SYNERGIES GROUP LLC. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 54-1042409 · plan 501 · plan year 2025, filed Jul 2, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 97 people.
Reported premium across the insured contracts is $2,283,994, with $25,783 in disclosed broker commissions — about 1.1% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
CORPORATE SYNERGIES GROUP LLC is the broker of record on all 5 contracts.
4 carriers appear on the filing, including CIGNA HEALTH AND LIFE INSURANCE COMPANY, RELIANCE STANDARD LIFE INSURANCE COMPANY, DELTA DENTAL OF VIRGINIA and VISION SERVICE PLAN. CIGNA HEALTH AND LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Life, Disability | 126 | Jan 1, 2026 | $154,787 | $17,027 |
| DELTA DENTAL OF VIRGINIA | Dental | 207 | Jan 1, 2026 | $108,116 | $4,925 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | 126 | Jan 1, 2026 | $7,745 | $2,465 |
| VISION SERVICE PLAN | Vision | 74 | Jan 1, 2026 | $9,569 | $1,035 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Vision | 97 | Jan 1, 2026 | $2,003,777 | $331 |
Premium and claims on this contract
DELTA DENTAL OF VIRGINIA, contract 00000000868. For the contract year on this filing, the carrier reported $108,116 in premium earned and $80,240 in claims incurred. Dividing one by the other gives 74%.
- DELTA DENTAL OF VIRGINIA, contract 00000000868 reported $28,710 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in Virginia. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
More employer plans in Virginia — largest plans, brokers, carriers and renewal months.