Form 5500 · Employee benefit plan · PERRY, FL
BIG TOP MANUFACTURING, INC.
The filing calls this plan BIG TOP MANUFACTURING, INC. 125 PREMIUM ONLY PLAN - MEDICAL.
Public Form 5500 records show how BIG TOP MANUFACTURING, INC. of PERRY, FL, a manufacturing employer, structures its employee benefits. Its broker of record is BROWN & BROWN INSURANCE SERVICES IN. Coverage is written through BLUE CROSS BLUE SHIELD OF FLORIDA and 2 other carriers. The plan's most recent policy period ended in May.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 30-0818911 · plan 501 · plan year 2025, filed Dec 16, 2025
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD OF FLORIDA, covers 157 people.
Reported premium across the insured contracts is $1,144,775, with $60,129 in disclosed broker commissions — about 5.3% of premium.
The most recent policy period ended in May, and the plan year ends May 31. Group contracts typically renew on that annual cycle.
BROWN & BROWN INSURANCE SERVICES IN is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including BLUE CROSS BLUE SHIELD OF FLORIDA, UNITED OF OMAHA LIFE INSURANCE COMPANY and AFLAC. BLUE CROSS BLUE SHIELD OF FLORIDA writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF FLORIDA | Health | 157 | Jun 1, 2025 | $942,606 | $32,991 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Dental, Vision, Life, Disability | 159 | Jun 1, 2025 | $194,776 | $26,305 |
| AFLAC | — | 56 | Jun 1, 2025 | $7,393 | $833 |
Premium and claims on this contract
BLUE CROSS BLUE SHIELD OF FLORIDA, contract 38838. For the contract year on this filing, the carrier reported $942,606 in premium earned and $688,857 in claims incurred. Dividing one by the other gives 73%.
- BLUE CROSS BLUE SHIELD OF FLORIDA, contract 38838 reported $253,748 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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