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Form 5500 · Employee benefit plan · HOUSTON, TX

BAYLOR COLLEGE OF MEDICINE

The filing calls this plan BAYLOR COLLEGE OF MEDICINE'S RETIREMENT HEALTHCARE SAVINGS PLAN.

Public Form 5500 records show how BAYLOR COLLEGE OF MEDICINE of HOUSTON, TX, a education employer, structures its employee benefits. Coverage is written through AETNA LIFE INSURANCE COMPANY. The plan's most recent policy period ended in December.

Benefits broker of record
Not disclosed
Policy year ends
Decemberas filed for plan year 2024

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 74-1613878 · plan 504 · plan year 2024, filed Oct 15, 2025

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How this plan is funded

Self-funded as reported

The filing reports benefits paid from the plan's own money, and no medical insurance contract on Schedule A.

A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.

All participants at the start of the year
8,133
Active at start of year
5,772
Active at end of year
5,857
Disclosed commissions
$0
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — AETNA LIFE INSURANCE COMPANY177 of 8,133 participants (2.2%)
Dentalinsured — AETNA LIFE INSURANCE COMPANY121 of 8,133 participants (1.5%)
Visiondeclared under plan 502
Lifedeclared under plan 502
Disabilitydeclared under plan 502

Health: AETNA LIFE INSURANCE COMPANY covers 177 of 8,133 participants (2.2%) on Schedule A.

Dental: AETNA LIFE INSURANCE COMPANY covers 121 of 8,133 participants (1.5%) on Schedule A.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 2 insured contracts covering health and dental.

Reported premium is $363,334; the filing discloses no broker commission on these contracts.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

No broker of record is named on the Schedule A. The contracts may be written directly with the carrier, or the broker fields were left blank on the filing.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
AETNA LIFE INSURANCE COMPANYHealth177Jan 1, 2025$292,195$0
AETNA LIFE INSURANCE COMPANYDental121Jan 1, 2025$71,139$0

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

EMERITI RETIREMENT HEALTH SOLUTIONS
CONSULTANT · EIN 57-1194227
$291,182
paid directly by the plan

Named on Schedule C of this filing. We publish company names only.

Money the plan held and paid out

Plan assets at year end
$75,748,921
Paid out in benefits
$1,350,885
Paid to insurance carriersSchedule H, line 2e(2)
$331,103
Accountant's opinion (Schedule H, line 3a)
Unmodified

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H

These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.

Other plans filed by this employer

How this plan compares

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