Form 5500 · Employee benefit plan · PHILADELPHIA, PA
BALLINGER COMPANY
The filing calls this plan BALLINGER FLEXIBLE BENEFITS PLAN.
BALLINGER COMPANY of PHILADELPHIA, PA insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is EMERSON ROGERS, LLC. Coverage is written through INDEPENDENCE BLUE CROSS and 4 other carriers. The plan's most recent policy period ended in July.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 23-1713492 · plan 501 · plan year 2025, filed Feb 6, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with INDEPENDENCE BLUE CROSS, covers 170 people.
Reported premium across the insured contracts is $2,203,089, with $78,279 in disclosed broker commissions — about 3.6% of premium.
The most recent policy period ended in July, and the plan year ends July 31. Group contracts typically renew on that annual cycle.
EMERSON ROGERS, LLC is the broker of record on 2 of the 5 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including INDEPENDENCE BLUE CROSS, UNITED CONCORDIA INSURANCE COMPANY, STANDARD INSURANCE COMPANY and UNITEDHEALTHCARE INSURANCE COMPANY. INDEPENDENCE BLUE CROSS writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| INDEPENDENCE BLUE CROSS | Health | 170 | Aug 1, 2025 | $1,969,146 | $56,195 |
| UNITED CONCORDIA INSURANCE COMPANY | Dental | 167 | Aug 1, 2025 | $138,066 | $13,777 |
| STANDARD INSURANCE COMPANY | Life, Disability | 218 | Aug 1, 2025 | $75,599 | $6,101 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | 28 | Aug 1, 2025 | $7,062 | $1,413 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Vision | 349 | Aug 1, 2025 | $13,216 | $793 |
Premium and claims on these contracts
INDEPENDENCE BLUE CROSS, contract 1019157. For the contract year on this filing, the carrier reported $1,969,146 in premium earned and $1,517,656 in claims incurred. Dividing one by the other gives 77%.
STANDARD INSURANCE COMPANY, contract 762550. For the contract year on this filing, the carrier reported $75,599 in premium earned and $68,093 in claims incurred. Dividing one by the other gives 90%.
- INDEPENDENCE BLUE CROSS, contract 1019157 reported $197,545 in retention.
- STANDARD INSURANCE COMPANY, contract 762550 reported $52,776 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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