Form 5500 · Employee benefit plan · BABSON PARK, MA
BABSON COLLEGE
The filing calls this plan BABSON COLLEGE WELFARE BENEFITS WRAP PLAN.
BABSON COLLEGE of BABSON PARK, MA spreads its employee benefits across 5 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is WILLIS TOWERS WATSON NORTHEAST, INC. Coverage is written through BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 04-2103544 · plan 502 · plan year 2025, filed Jul 1, 2026
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1,456 other employer plans in Massachusetts have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
One contract on this filing does not say which benefits it covers, so a line above may be insured by it.
Also declared: severance, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC., covers 1,507 people.
The filing declares health, vision, life, disability and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on the contract here that does not say what it covers.
Reported premium across the insured contracts is $18,280,555, with $124,439 in disclosed broker commissions — about 0.7% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
WILLIS TOWERS WATSON NORTHEAST, INC is the broker of record on all 5 contracts.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 901 | Jan 1, 2026 | $435,308 | $60,952 |
| BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | Health | 1,507 | Jan 1, 2026 | $17,708,556 | $60,000 |
| VISION SERVICE PLAN | Vision | 449 | Jan 1, 2026 | $95,304 | $2,516 |
| NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA | — | 901 | Jan 1, 2026 | $2,123 | $531 |
| HPHC INSURANCE COMPANY | Health | 4 | Jan 1, 2026 | $39,264 | $440 |
Premium and claims on this contract
BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC., contract 4944965. For the contract year on this filing, the carrier reported $17,708,556 in premium earned and $16,066,387 in claims incurred. Dividing one by the other gives 91%.
- BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC., contract 4944965 reported $1,642,169 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
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