Form 5500 · Employee benefit plan · MOBILE, AL
AUSTAL USA, LLC
The filing calls this plan AUSTAL USA, LLC GROUP HEALTH AND WELFARE BENEFIT PLAN.
AUSTAL USA, LLC of MOBILE, AL files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is AGM BENEFITS, AN ALERA GROUP A. Coverage is written through UNUM LIFE INSURANCE COMPANY OF AMERICA and 3 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 63-1238756 · plan 501 · plan year 2025, filed Dec 11, 2025
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
60 other employer plans in Alabama have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
2 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering vision, life and disability; the largest, with UNUM LIFE INSURANCE COMPANY OF AMERICA, covers 2,303 people.
The filing declares vision, life, disability, health and dental. Health and dental appear with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 2 contracts here that do not say what they cover.
Reported premium across the insured contracts is $3,849,176, with $122,857 in disclosed broker commissions — about 3.2% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
AGM BENEFITS, AN ALERA GROUP A is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM INSURANCE COMPANY | — | 928 | Jul 1, 2025 | $637,831 | $122,857 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 2,303 | Jul 1, 2025 | $2,881,192 | $0 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Vision | 2,389 | Jul 1, 2025 | $294,744 | $0 |
| UNITED BEHAVIORAL HEALTH DBA OPTUM | — | 2,954 | Jul 1, 2025 | $35,409 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 2,878 employees, 60 recordable cases, 861 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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Renewal calendar
60 other employer plans in Alabama are July 1 renewals (policy year ends June).
Their policy years end in June, like this plan’s, so most renew July 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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