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Form 5500 · Employee benefit plan · DAVIS, FL

AMERICAN HEALTH ASSOCIATES, INC

The filing calls this plan AMERICAN HEALTH ASSOCIATES, INC EMPLOYEE BENEFITS PLAN.

Public Form 5500 records show how AMERICAN HEALTH ASSOCIATES, INC of DAVIS, FL, a health care and social assistance employer, structures its employee benefits. Its broker of record is RSC INSURANCE BROKERAGE, INC.. Coverage is written through THE LINCOLN NATIONAL LIFE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in July.

Benefits broker of record
Policy year ends
Julyas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 65-0214185 · plan 502 · plan year 2025, filed Feb 13, 2026

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

How this plan is funded

Self-funded as reported

The filing names a third-party administrator on Schedule A and reports no medical premium.

A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.

All participants at the start of the year
160
Active at start of year
160
Active at end of year
165
Disclosed commissions
$80,058
Typical renewal
August 1

Benefits declared on this filing

Healthinsured — UNITED OF OMAHA LIFE INSURANCE COMPANY85 of 160 participants (53%)
Dentalinsured — THE LINCOLN NATIONAL LIFE INSURANCE COMPANY256 of 160 participants
Visioninsured — THE LINCOLN NATIONAL LIFE INSURANCE COMPANY252 of 160 participants
Lifeinsured — THE LINCOLN NATIONAL LIFE INSURANCE COMPANY161 of 160 participants on the largest contract
Disabilityinsured — UNITED OF OMAHA LIFE INSURANCE COMPANY118 of 160 participants (74%) on the largest contract

Also declared: other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 9 insured contracts covering health, dental, vision, life and disability; the largest, with THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, covers 256 people.

Reported premium across the insured contracts is $476,408, with $80,058 in disclosed broker commissions — about 17% of premium.

The most recent policy period ended in July, and the plan year ends July 31. Group contracts typically renew on that annual cycle.

RSC INSURANCE BROKERAGE, INC. is the broker of record on all 9 contracts.

Two carriers split the book: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY and UNITED OF OMAHA LIFE INSURANCE COMPANY.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYDental256Aug 1, 2025$121,565$24,313
UNITED OF OMAHA LIFE INSURANCE COMPANYDisability118Aug 1, 2025$76,380$11,446
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYLife161Aug 1, 2025$72,072$10,784
UNITED OF OMAHA LIFE INSURANCE COMPANYDisability111Aug 1, 2025$63,626$9,598
UNITED OF OMAHA LIFE INSURANCE COMPANYHealth85Aug 1, 2025$41,898$8,392
UNITED OF OMAHA LIFE INSURANCE COMPANY—89Aug 1, 2025$35,965$6,455
UNITED OF OMAHA LIFE INSURANCE COMPANYLife698Aug 1, 2025$25,371$3,799
UNITED OF OMAHA LIFE INSURANCE COMPANY—130Aug 1, 2025$16,521$2,970
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYVision252Aug 1, 2025$23,010$2,301

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
AMERICAN HEALTH ASSOCIATES, INC
EIN 65-0214185
LUMINARE HEALTH BENEFITS, INC
Claims processing · Plan administrator · EIN 35-1846036
$122,065
paid directly by the plan
RSC INSURANCE BROKERAGE, INC.
Named on Schedule C · EIN 16-1689464
$62,331
paid directly by the plan

The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.

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