Form 5500 · Employee benefit plan · CHICAGO, IL
ADTALEM GLOBAL EDUCATION
The filing calls this plan ADTALEM GLOBAL EDUCATION WELFARE BENEFIT PLAN.
ADTALEM GLOBAL EDUCATION of CHICAGO, IL is a 4,332-participant education employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is HUB INTERNATIONAL MIDWEST LTD. Coverage is written through STANDARD INSURANCE COMPANY and 17 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 36-3150143 · plan 502 · plan year 2025, filed Aug 17, 2026
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2,668 other employer plans in Illinois have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 19 insured contracts covering health, dental, vision, life and disability; the largest, with STANDARD INSURANCE COMPANY, covers 4,382 people.
Reported premium across the insured contracts is $3,833,409, with $304,769 in disclosed broker commissions — about 8% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
HUB INTERNATIONAL MIDWEST LTD is the broker of record on 14 of the 19 contracts; the rest name a different broker or none.
18 carriers appear on the filing, including STANDARD INSURANCE COMPANY, EYEMED VISION CARE, CIGNA HEALTH AND LIFE INSURANCE COMPANY and RELIASTAR LIFE INSURANCE COMPANY. STANDARD INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| STANDARD INSURANCE COMPANY | Life | 4,382 | Jan 1, 2026 | $1,276,475 | $107,106 |
| RELIASTAR LIFE INSURANCE COMPANY | — | 2,769 | Jan 1, 2026 | $406,271 | $83,288 |
| STANDARD INSURANCE COMPANY | Disability | 4,852 | Jan 1, 2026 | $851,483 | $72,898 |
| EYEMED VISION CARE | Vision | 5,708 | Jan 1, 2026 | $499,013 | $20,765 |
| LEGALPLANS, USA | — | 689 | Jan 1, 2026 | $102,985 | $10,298 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental | 1,259 | Jan 1, 2026 | $407,709 | $6,117 |
| CIGNA DENTAL HEALTH OF KENTUCKY, INC. | Health, Dental | 126 | Jan 1, 2026 | $73,388 | $1,088 |
| CIGNA DENTAL HEALTH OF TEXAS, INC. | Health, Dental | 79 | Jan 1, 2026 | $44,848 | $678 |
| CIGNA DENTAL HEALTH OF FLORIDA, INC. | Health, Dental | 63 | Jan 1, 2026 | $36,694 | $546 |
| CIGNA DENTAL HEALTH OF MARYLAND, INC. | Health, Dental | 58 | Jan 1, 2026 | $36,694 | $497 |
| CIGNA DENTAL HEALTH PLAN OF ARIZONA, INC. | Health, Dental | 48 | Jan 1, 2026 | $28,540 | $413 |
| CIGNA HEALTHCARE OF CALIFORNIA | Health, Dental | 27 | Jan 1, 2026 | $16,308 | $235 |
| CIGNA DENTAL HEALTH OF OHIO, INC. | Health, Dental | 22 | Jan 1, 2026 | $12,231 | $193 |
| CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | Health, Dental | 17 | Jan 1, 2026 | $8,154 | $148 |
| CIGNA DENTAL HEALTH OF NORTH CAROLINA, INC. | Health, Dental | 16 | Jan 1, 2026 | $8,154 | $137 |
| CIGNA DENTAL HEALTH OF MISSOURI, INC. | Health, Dental | 12 | Jan 1, 2026 | $8,154 | $101 |
| CIGNA DENTAL HEALTH OF PENNSYLVANIA, INC. | Health, Dental | 11 | Jan 1, 2026 | $8,154 | $93 |
| CIGNA DENTAL HEALTH OF COLORADO, INC. | Health, Dental | 10 | Jan 1, 2026 | $4,077 | $85 |
| CIGNA DENTAL HEALTH OF VIRGINIA, INC. | Health, Dental | 10 | Jan 1, 2026 | $4,077 | $83 |
Premium and claims on these contracts
STANDARD INSURANCE COMPANY, contract 760866. For the contract year on this filing, the carrier reported $1,276,475 in premium earned and $1,235,172 in claims incurred. Dividing one by the other gives 97%.
STANDARD INSURANCE COMPANY, contract 760866. For the contract year on this filing, the carrier reported $851,483 in premium earned and $1,657,997 in claims incurred. Dividing one by the other gives 195%.
- STANDARD INSURANCE COMPANY, contract 760866 reported $353,708 in retention.
- STANDARD INSURANCE COMPANY, contract 760866 reported $325,729 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
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