Insurance carrier
THP INSURANCE COMPANY
THP INSURANCE COMPANY appears on 10 employer benefit contracts in public Form 5500 Schedule A filings.
10 employer contracts on file name THP INSURANCE COMPANY as the insurance carrier. The full book with premiums and commissions is on the subscriber view of this page, or through the Form5500Lookup connector for ChatGPT and Claude.
Book profile
THP INSURANCE COMPANY writes 10 insured contracts for 10 employers, across 8 states, led by OH, WV, IL.
Stop-loss is the largest line (8 contracts), followed by health (5), dental (1).
ADVANTAGE CONSULTING is the broker of record on the most contracts (1, about 10%); ASSURED PARTNERS OF WV, THP INSURANCE COMPANY follow.
Renewals are spread through the year; July 1 renewals (policy year ends June) are the largest group, at 30% of the dated welfare contracts.
Offices that file under one name are added up on one row. The name links to the office with the most contracts on this carrier.
- ADVANTAGE CONSULTING1
- ASSURED PARTNERS OF WV1
- THP INSURANCE COMPANY1
Counted by each employer's own state. Largest first.
Contracts by line.
stop-loss 8 · health 5 · dental 1
Welfare contracts, counted by their typical renewal date (the 1st after the policy year ends). Annuity and GIC funding contracts have no renewal.
- J
- F
- M
- A
- M
- J
- J
- A
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Employers with plans through THP INSURANCE COMPANY
| Employer | Location | Broker | Renews |
|---|---|---|---|
| HIGHLAND-CLARKSBURG HOSPITAL, INC. | CLARKSBURG, WV | ASSURED PARTNERS OF WV | Jul 1FY2026 |
| CHAMBER ASSOCIATION BENEFIT PLAN | WHEELING, WV | ADVANTAGE CONSULTING | Jan 1FY2024 |
| METEOR SEALING SYSTEM, LLC | DOVER, OH | — | Jan 1FY2024 |
| MERVIS INDUSTRIES, INC | DANVILLE, IL | THP INSURANCE COMPANY | Oct 1FY2025 |
| WEST VIRGINIA PIPE TRADES HEALTH AND WELFARE FUND | MOUNT LAUREL, NJ | — | Jun 1FY2025 |
more employers with plans through THP INSURANCE COMPANY
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Sourced from U.S. DOL EFAST2 Form 5500 · Schedule A · each row is that employer’s most recent filing, largest premium first (plan years 2024–2026 on this page)
Legal name and group as filed with CMS
Commission as a share of premium, by state
The share is the agents' fees and commissions this carrier reported to CMS, divided by the medical premium it earned in that state and market. It counts medical business only, so a carrier's dental, vision, life and disability commissions are not in it, and a carrier that insures no medical business reports no share at all.
The states where this carrier earned the most premium, largest first.
| State | Market | Commission, share of premium | Premium earned |
|---|---|---|---|
| West Virginia | large-group | 2.4% | $8,179,197 |
| West Virginia | small-group | 2.6% | $1,898,654 |
| Ohio | large-group | 3.2% | $1,377,921 |
| Ohio | small-group | 3.4% | $1,143,395 |
Source: CMS Medical Loss Ratio public use file, 2024. This is the carrier's own report to CMS, not a Form 5500 filing.
This report covers major medical insurance, in all three markets: individual, small group and large group. A company that only administers self-funded plans files none of it, and neither does one that writes only dental, vision, life or disability coverage, so nothing appears here for them.
Filed rate changes by state
Each row is the average rate change this carrier filed with a state's regulator for 2026. The figure covers a whole block of business, so it is not the change on any one employer's plan.
Ordered by the premium this carrier earned in each state.
| State | Market | Average rate change filed |
|---|---|---|
| West Virginia | small-group | 21.2% |
| Ohio | small-group | 15.1% |
Source: CMS Uniform Rate Review public use file, 2026. This is what the carrier filed with regulators, not a Form 5500 filing.
Rates are filed with regulators for small-group and individual coverage only. Large-group rates are negotiated, so they are not in this file.
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