Benefits broker of record · ESCONDIDO, CA
CULTURE INSURANCE SERVICES LLC
CULTURE INSURANCE SERVICES LLC of ESCONDIDO, CA is named as the broker of record on 24 insurance contracts in public Form 5500 Schedule A filings.
24 contracts on file name CULTURE INSURANCE SERVICES LLC as broker of record. The full book with premiums and commissions is on the subscriber view of this page, or through the Form5500Lookup connector for ChatGPT and Claude.
Book profile
CULTURE INSURANCE SERVICES LLC brokers 24 insured contracts for 4 employers, across 2 states, led by NV, CA.
Health is the largest line (7 contracts), followed by disability (7), life (5), dental (3).
UNITED OF OMAHA LIFE INSURANCE COMPANY writes the most contracts in the book (16, about 67%); KAISER FOUNDATION HEALTH PLAN, INC., BLUE CROSS OF CALIFORNIA, CIGNA HEALTH AND LIFE INSURANCE COMPANY follow.
Renewals concentrate on July 1: 54% of the dated welfare contracts have policy years ending in June, so most of the book comes up for review at once.
Contracts in the book, by the carrier that writes them. Largest first.
Counted by each employer's own state. Largest first.
- Nevada14
- California10
Contracts by line.
health 7 · disability 7 · life 5 · dental 3 · vision 2
Welfare contracts, counted by their typical renewal date (the 1st after the policy year ends). Annuity and GIC funding contracts have no renewal.
- J
- F
- M
- A
- M
- J
- J
- A
- S
- O
- N
- D
Clients on file
| Employer | Location | Carrier | Renews |
|---|---|---|---|
| MICHAEL SULLIVAN & ASSOCIATES | FRESNO, CA | CIGNA HEALTH AND LIFE INSURANCE COMPANY | Aug 1FY2025 |
| FLOYD SKEREN MANUKIAN LANGEVIN, LLP | THOUSAND OAKS, CA | BLUE CROSS OF CALIFORNIA | Sep 1FY2025 |
| JOSHCO GROUP, LLC | LAS VEGAS, NV | ROCKY MOUNTAIN HOSPITAL & MEDICAL SERVICE, INC. | Jul 1FY2025 |
| MICHAEL SULLIVAN & ASSOCIATES | FRESNO, CA | KAISER FOUNDATION HEALTH PLAN, INC. | Aug 1FY2025 |
| FLOYD SKEREN MANUKIAN LANGEVIN, LLP | THOUSAND OAKS, CA | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Sep 1FY2025 |
more employer in CULTURE INSURANCE SERVICES LLC's book
See the full client list with carriers, renewal dates, and disclosed commissions — plus the renewal calendar and export.
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule A · each row is that employer’s most recent filing, largest premium first (plan year 2025 on this page)
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