Benefits brokerage · 2 offices
C H REAMS & ASSOCIATES, INC
C H REAMS & ASSOCIATES, INC is named as the broker of record on 22 insurance contracts across its 2 offices in public Form 5500 Schedule A filings.
Offices
Largest book first.
A contract that names two offices of this firm is counted on each of their rows, so this column adds up to more than the firm's own total. The total counts each contract once.
| City | State | Contracts |
|---|---|---|
| ERIE | PA | 20 |
| No city on file | — | 2 |
Book profile
C H REAMS & ASSOCIATES, INC brokers 22 insured contracts for 8 employers, all in Pennsylvania.
Disability is the largest line (9 contracts), followed by life (7), health (3), stop-loss (3).
RELIANCE STANDARD LIFE INSURANCE COMPANY writes the most contracts in the book (8, about 36%); UNITED OF OMAHA LIFE INSURANCE COMPANY, HIGHMARK INC., HM LIFE INSURANCE COMPANY follow.
Renewals concentrate on January 1: 91% of the dated welfare contracts have policy years ending in December, so most of the book comes up for review at once.
Contracts in the book, by the carrier that writes them. Largest first.
Counted by each employer's own state. Largest first.
Contracts by line.
disability 9 · life 7 · health 3 · stop-loss 3 · dental 1 · vision 1
Welfare contracts, counted by their typical renewal date (the 1st after the policy year ends). Annuity and GIC funding contracts have no renewal.
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Clients on file
| Employer | Location | Office | Carrier | Renews |
|---|---|---|---|---|
| RIDG U RAK, INC. | NORTH EAST, PA | No city on file | HIGHMARK INC. | Jan 1FY2023 |
| LARSON TEXTS, INC. | ERIE, PA | ERIE, PA | HIGHMARK INC. | Jan 1FY2025 |
| RIDG U RAK, INC. | NORTH EAST, PA | No city on file | HM LIFE INSURANCE COMPANY | Jan 1FY2023 |
| HARBORCREEK YOUTH SERVICES | HARBORCREEK, PA | ERIE, PA | HM LIFE INSURANCE COMPANY | Jan 1FY2025 |
| PERSEUS HOUSE, INC. | ERIE, PA | ERIE, PA | HM LIFE INSURANCE COMPANY | Jan 1FY2025 |
more employers in C H REAMS & ASSOCIATES, INC's book
See the full client list across every office, with carriers, renewal dates, and disclosed commissions — plus the renewal calendar and export.
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule A · each row is that employer’s most recent filing, largest premium first (plan years 2023–2025 on this page)