Form 5500 · Employee benefit plan · ANDOVER, MA
ZWICKER & ASSOCIATES, P.C.
ZWICKER & ASSOCIATES, P.C. of ANDOVER, MA insures vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is HUB INTERNATIONAL NEW ENGLAND LLC. Coverage is written through UNUM LIFE INSURANCE COMPANY OF AMERICA and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 04-3131560 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 3 insured contracts covering vision, life and disability; the largest, with UNUM LIFE INSURANCE COMPANY OF AMERICA, covers 1,278 people.
Reported premium across the insured contracts is $619,109, with $77,291 in disclosed broker commissions — about 12% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
HUB INTERNATIONAL NEW ENGLAND LLC is the broker of record on 2 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing — UNUM LIFE INSURANCE COMPANY OF AMERICA, EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. and PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY — with UNUM LIFE INSURANCE COMPANY OF AMERICA writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 1,278 | December | $466,781 | $58,889 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Disability | 20 | December | $65,493 | $9,813 |
| EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | Vision | 1,025 | December | $86,835 | $8,589 |
More employer plans in Massachusetts — largest plans, brokers, carriers and renewal months.