Form 5500 · Employee benefit plan · WARSAW, IN
ZIMMER BIOMET HOLDINGS, INC.
The filing calls this plan ZIMMER BIOMET HOLDINGS, INC. HEALTH AND WELFARE PLAN.
ZIMMER BIOMET HOLDINGS, INC. of WARSAW, IN insures health, vision, life, disability and stop-loss coverage for its employees, per Schedule A of its Form 5500. Its broker of record is WILLIS TOWERS WATSON US LLC. Coverage is written through ANTHEM INSURANCE COMPANIES, INC. and 9 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 13-4151777 · plan 501 · plan year 2025, filed Jun 4, 2026
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1,291 other employer plans in Indiana have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Self-funded as reported
The filing reports a stop-loss contract and no medical premium, which is what a plan that pays its own claims reports.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: UNUM LIFE INSURANCE COMPANY OF AMERICA covers 9 of 7,397 participants (0.1%) on Schedule A.
2 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 13 insured contracts covering health, vision, life, disability and stop-loss; the largest, with ANTHEM INSURANCE COMPANIES, INC., covers 6,271 people.
The filing declares health, vision, life, disability and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 2 contracts here that do not say what they cover.
The medical plan carries stop-loss coverage: the filing reports the plan paying its own health claims, with insured protection against large ones.
Reported premium across the insured contracts is $10,253,735, with $396,808 in disclosed broker commissions — about 3.9% of premium.
The health contract's policy period ended in December, while at least one ancillary line's policy period ended in September. The plan is on a split renewal cycle.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| RELIASTAR LIFE INSURANCE COMPANY | Stop-loss | 6,145 | Jan 1, 2026 | $934,814 | $224,145 |
| ANTHEM INSURANCE COMPANIES, INC. | Stop-loss | 6,271 | Jan 1, 2026 | $3,814,160 | $104,560 |
| CONTINENTAL AMERICAN INSURANCE COMPANY | Disability | 6,660 | Jan 1, 2026 | $1,211,939 | $31,484 |
| ARAG INSURANCE COMPANY | — | 1,120 | Jan 1, 2026 | $130,727 | $16,995 |
| NATIONAL UNION FIRE INS. CO. OF PITTSBURGH | — | 7,094 | Oct 1, 2025 | $52,440 | $10,488 |
| ANTHEM INSURANCE COMPANIES, INC. | Stop-loss | 7,191 | Jan 1, 2026 | $145,899 | $4,000 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Disability | 8 | Jan 1, 2026 | $19,284 | $2,655 |
| PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | Disability | 3 | Jan 1, 2026 | $8,416 | $1,419 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Disability | 4 | Jan 1, 2026 | $6,094 | $718 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Health | 9 | Jan 1, 2026 | $3,297 | $331 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Life | 1 | Jan 1, 2026 | $530 | $13 |
| HARTFORD LIFE AND ACCIDENT | Life | 7,170 | Jan 1, 2026 | $2,958,938 | $0 |
| VISION SERVICE PLAN | Vision | 5,470 | Jan 1, 2026 | $967,197 | $0 |
Premium and claims on this contract
VISION SERVICE PLAN, contract 12235674. For the contract year on this filing, the carrier reported $967,197 in premium earned and $778,667 in claims incurred. Dividing one by the other gives 81%.
- VISION SERVICE PLAN, contract 12235674 reported $130,572 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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