Form 5500 · Employee benefit plan · COLUMBUS, OH
YMCA OF CENTRAL OHIO
The filing calls this plan YMCA OF CENTRAL OHIO WELFARE BENEFIT PLAN.
YMCA OF CENTRAL OHIO of COLUMBUS, OH spreads its employee benefits across 4 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is HYLANT GROUP INC. Coverage is written through COMMUNITY INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 31-4379594 · plan 503 · plan year 2025, filed Apr 10, 2026
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264 other employer plans in Ohio have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with COMMUNITY INSURANCE COMPANY, covers 544 people.
Reported premium across the insured contracts is $4,349,663, with $209,008 in disclosed broker commissions — about 4.8% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
HYLANT GROUP INC is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including COMMUNITY INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, DELTA DENTAL OF OHIO and METLIFE LEGAL PLANS. COMMUNITY INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| COMMUNITY INSURANCE COMPANY | Health | 544 | Jul 1, 2025 | $3,805,066 | $98,836 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 529 | Jul 1, 2025 | $294,441 | $94,701 |
| DELTA DENTAL OF OHIO | Dental, Vision | 647 | Jul 1, 2025 | $231,562 | $12,671 |
| METLIFE LEGAL PLANS | — | 95 | Jul 1, 2025 | $18,594 | $2,800 |
Premium and claims on this contract
DELTA DENTAL OF OHIO, contract 11175. For the contract year on this filing, the carrier reported $199,615 in premium earned and $166,881 in claims incurred. Dividing one by the other gives 84%.
- DELTA DENTAL OF OHIO, contract 11175 reported $43,823 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
How this plan compares
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Renewal calendar
264 other employer plans in Ohio are July 1 renewals (policy year ends June).
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