Form 5500 · Employee benefit plan · SAN ANTONIO, TX
XPEL, INC.
The filing calls this plan XPEL, INC. BENEFITS PLAN.
Public Form 5500 records show how XPEL, INC. of SAN ANTONIO, TX, a manufacturing employer, structures its employee benefits. Its broker of record is GALLAGHER BENEFIT SERVICES, INC.. Coverage is written through DEARBORN LIFE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-1117381 · plan 501 · plan year 2025, filed Jun 11, 2026
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4,208 other employer plans in Texas have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with DEARBORN LIFE INSURANCE COMPANY, covers 733 people.
Reported premium across the insured contracts is $763,412, with $88,059 in disclosed broker commissions — about 12% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
GALLAGHER BENEFIT SERVICES, INC. is the broker of record on 3 of the 4 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including DEARBORN LIFE INSURANCE COMPANY, BLUECROSS BLUESHIELD OF TEXAS, METROPOLITAN LIFE INSURANCE COMPANY and DELAWARE AMERICAN LIFE INSURANCE OF AMERICA. DEARBORN LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| DEARBORN LIFE INSURANCE COMPANY | Vision, Life, Disability | 733 | Jan 1, 2026 | $331,614 | $31,413 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 449 | Jan 1, 2026 | $177,449 | $31,072 |
| BLUECROSS BLUESHIELD OF TEXAS | Dental | 864 | Jan 1, 2026 | $252,018 | $25,224 |
| DELAWARE AMERICAN LIFE INSURANCE OF AMERICA | Health | 368 | Dec 1, 2025 | $2,331 | $350 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 700 employees, 38 recordable cases, 874 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
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Renewal calendar
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