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Form 5500 · Employee benefit plan · NORWALK, CT

XEROX CORPORATION

The filing calls this plan XEROX CORPORATION WELFARE PLAN.

XEROX CORPORATION of NORWALK, CT is a 10,290-participant manufacturing employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is MERCER HEALTH & BENEFITS, LLC. Coverage is written through METROPOLITAN LIFE INSURANCE COMPANY and 17 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2024

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 16-0468020 · plan 543 · plan year 2024, filed Oct 15, 2025

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692 other employer plans in Connecticut have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Both, as reported

The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.

A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.

All participants at the start of the year
10,290
Active at start of year
10,290
Active at end of year
8,732
Disclosed commissions
$242,583
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — KAISER FOUNDATION HEALTH PLAN, INC.294 of 10,290 participants (2.9%) on the largest contract
Dentalinsured — MCS LIFE INSURANCE COMPANY28 of 10,290 participants (0.3%)
Visioninsured — MCS LIFE INSURANCE COMPANY28 of 10,290 participants (0.3%) on the largest contract
Lifeinsured — METROPOLITAN LIFE INSURANCE COMPANY15,298 of 10,290 participants on the largest contract
Disabilityinsured — PRUDENTIAL INSURANCE COMPANY OF AMERICA8,227 of 10,290 participants (80%) on the largest contract

Health: the largest of the 11 insured health contracts, with KAISER FOUNDATION HEALTH PLAN, INC., covers 294 of 10,290 participants (2.9%) on Schedule A.

Dental: MCS LIFE INSURANCE COMPANY covers 28 of 10,290 participants (0.3%) on Schedule A.

Vision: the largest of the 2 insured vision contracts, with MCS LIFE INSURANCE COMPANY, covers 28 of 10,290 participants (0.3%) on Schedule A.

Also declared: severance, death benefits, other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 21 insured contracts covering health, dental, vision, life and disability; the largest, with METROPOLITAN LIFE INSURANCE COMPANY, covers 15,298 people.

Reported premium across the insured contracts is $18,858,076, with $242,583 in disclosed broker commissions — about 1.3% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

MERCER HEALTH & BENEFITS, LLC is the broker of record on 1 of the 21 contracts; the rest name a different broker or none.

18 carriers appear on the filing, including METROPOLITAN LIFE INSURANCE COMPANY, KAISER FOUNDATION HEALTH PLAN, INC., PRUDENTIAL INSURANCE COMPANY OF AMERICA and KAISER FOUNDATION HEALTH PLANS, INC. OF NORTHERN CALIFORNIA. METROPOLITAN LIFE INSURANCE COMPANY writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
CONTINENTAL AMERICAN INSURANCE COMPANYLife4,049Jan 1, 2025$1,628,393$223,369
METLIFE LEGAL PLANS—904Jan 1, 2025$202,259$18,535
PRUDENTIAL INSURANCE COMPANY OF AMERICADisability408Jan 1, 2025$29,579$679
METROPOLITAN LIFE INSURANCE COMPANYLife15,298Jan 1, 2025$6,283,859$0
KAISER FOUNDATION HEALTH PLAN, INC.Health294Jan 1, 2025$2,298,457$0
PRUDENTIAL INSURANCE COMPANY OF AMERICADisability8,227Jan 1, 2025$2,203,325$0
KAISER FOUNDATION HEALTH PLANS, INC. OF NORTHERN CALIFORNIAHealth180Jan 1, 2025$1,875,568$0
BLUE CROSS BLUE SHIELD OF HAWAIIHealth196Jan 1, 2025$880,218$0
KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC.Health62Jan 1, 2025$574,923$0
PRUDENTIAL INSURANCE COMPANY OF AMERICADisability2,869Jan 1, 2025$561,836$0
KAISER FOUNDATION HEALTH PLAN OF THE NORTHWESTHealth47Jan 1, 2025$458,083$0
KAISER FOUNDATION HEALTH PLAN OF COLORADOHealth43Jan 1, 2025$432,918$0
KAISER FOUNDATION HEALTH PLAN OF WASHINGTONHealth40Dec 31, 2024$408,716$0
TAKECAREHealth20Jan 1, 2025$343,073$0
MCS LIFE INSURANCE COMPANYHealth, Dental, Vision, Life28Jan 1, 2025$336,785$0
KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC.Health32Jan 1, 2025$231,531$0
COMPSYCH CORPORATION—8,715Jan 1, 2025$81,659$0
ZURICH AMERICAN INSURANCE COMPANY—36,963Jan 1, 2025$22,106$0
PRUDENTIAL INSURANCE COMPANY OF AMERICADisability38Jan 1, 2025$4,582$0
EYEMED VISION CAREVision4Jan 1, 2025$191$0
CIGNA HEALTH AND LIFE INSURANCE COMPANYHealth4Jan 1, 2025$15$0

Premium and claims on this contract

MCS LIFE INSURANCE COMPANY, contract 791745. For the contract year on this filing, the carrier reported $336,785 in premium earned and $70,405 in claims incurred. Dividing one by the other gives 21%.

  • MCS LIFE INSURANCE COMPANY, contract 791745 reported $0 in retention.

Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.

Only experience-rated contracts report these figures, so most filings leave them blank.

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
PLAN ADMINISTRATOR COMMITTEE
EIN 16-0468020

The plan administrator is from line 3a of the main form. We publish company names only.

Reported to OSHA

Reported to OSHA for 2025: 590 employees, 19 recordable cases, 452 days away from work.

EmployeesThe company's own average for the year
590
Hours worked
1,179,661
Recordable cases
19
Days away from work
452
Establishments filed under this EIN
8

Source: OSHA Injury Tracking Application establishment data, 2025.

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Renewal calendar

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