Form 5500 · Employee benefit plan · PALO ALTO, CA
X.AI LLC
X.AI LLC of PALO ALTO, CA files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is SEQUOIA BENEFITS & INS SVCS LLC. Coverage is written through THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 33-1916502 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, covers 1,486 people.
Reported premium across the insured contracts is $2,679,798, with $230,138 in disclosed broker commissions — about 8.6% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
SEQUOIA BENEFITS & INS SVCS LLC is the broker of record on 2 of the 5 contracts; the rest name a different broker or none.
3 carriers appear on the filing — THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, KAISER FOUNDATION HEALTH PLAN INC and TRISURA SPECIALTY INSURANCE COMPANY — with THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental, Vision, Life, Disability | 1,486 | December | $1,669,381 | $220,196 |
| KAISER FOUNDATION HEALTH PLAN INC | Health | 181 | December | $686,595 | $5,429 |
| KAISER FOUNDATION HEALTH PLAN INC | Health | 37 | December | $281,775 | $2,270 |
| TRISURA SPECIALTY INSURANCE COMPANY | — | 64 | December | $11,865 | $1,187 |
| KAISER FOUNDATION HEALTH PLAN INC | Health | 5 | December | $30,182 | $1,056 |
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