Form 5500 · Employee benefit plan · PLEASANT GROVE, UT
WOUND CARE SPECIALISTS LLC
The filing calls this plan WOUND CARE SPECIALISTS LLC HEALTH AND WELFARE BENEFIT PLAN.
Public Form 5500 records show how WOUND CARE SPECIALISTS LLC of PLEASANT GROVE, UT, a health care and social assistance employer, structures its employee benefits. Its broker of record is DIGITAL INSURANCE LLC. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in May.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 84-4835650 · plan 501 · plan year 2025, filed Oct 14, 2025
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 279 people.
Reported premium across the insured contracts is $1,254,240, with $192,832 in disclosed broker commissions — about 15% of premium.
The most recent policy period ended in May, and the plan year ends May 31. Group contracts typically renew on that annual cycle.
DIGITAL INSURANCE LLC is the broker of record on all 2 contracts.
Two carriers split the book: CIGNA HEALTH AND LIFE INSURANCE COMPANY and PRINCIPAL LIFE INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 279 | Jun 1, 2025 | $854,013 | $127,772 |
| PRINCIPAL LIFE INSURANCE COMPANY | Dental, Vision, Life, Disability | 418 | Jun 1, 2025 | $400,227 | $65,060 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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